238 Old Mill Rd, Ridgeway, VA 24148 Property Records

Henry County property record for 238 Old Mill Rd, Ridgeway, VA 24148

Property Summary

Property Type	Single Family Home
Lot Size	0.517 acres (22,564 sqft)
Owner	Individual Name on Record
Tax Bill	$389 (2025)
Deeds & Mortgages	Nov 2009 Line of Credit Dec 2010 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`164130001`

Property Details

APN / Parcel Number

Primary APN	`164130001`

Exterior

Lot Area	22,564 sqft (0.517 acres)

Location & Zoning

Street Address	238 OLD MILL RD
City	RIDGEWAY
State	VA
Zip	24148-4306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	ST RT 622 MORGAN FORD RD .7624AC
Legal Tract	A
Jurisdiction	HENRY VA
Township / Civil Division	RIDGEWAY
Census Block Group	2
Census Block	2027
Census Tract	10602

Owner

Source: Henry County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	238 OLD MILL RD, RIDGEWAY, VA 24148-4306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2009	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST CO
Dec 17, 2010	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST CO
Jan 8, 2026	Gift Deed, Transfer · Conventional Mortgage ATLANTIC UNION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 8, 2026
Transfer Doc	0260000085
Record Updated	Jun 8, 2026

November 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	238 OLD MILL RD, RIDGEWAY, VA 24148-4306
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00900/4886
Date	Nov 13, 2009
Book Page	900/4886

Lender

Name	BRANCH BANKING & TRUST CO

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	238 OLD MILL RD, RIDGEWAY, VA 24148-4306
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01000/4568
Date	Dec 17, 2010
Book Page	1000/4568

Lender

Name	BRANCH BANKING & TRUST CO

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	HENRY VA
Recording Date	Jan 8, 2026
Property Address	238 OLD MILL RD, RIDGEWAY, VA 24148-4306
Document Number	0260000085
Map Reference	MB 63 PG 81
Instrument Date	Jan 8, 2026
Instrument	260000085
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	238 OLD MILL RD, RIDGEWAY, VA 24148-4306

Mortgage

Document Number	0260000309
Date	Jan 8, 2026
Instrument	260000309

Lender

Name	ATLANTIC UNION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate	6.62%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Henry County
Unified School District	Henry County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$389.00 (+368.67%)	$70,200 (+364.9%) Land $7,800 Building $62,400
2023	$83.00	$15,100 Land $8,200 Building $6,900	$15,100 (-78.49%) Land $8,200 Building $6,900
2021			$70,200 Land $7,800 Building $62,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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