238 Oak St, Lancaster, OH 43130 Property Records

Fairfield County property record for 238 Oak St, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1950
Lot Size	0.12 acres (5,249 sqft)
Owner	Individual Name on File
Last Sale	$92,000 (Apr 2019)
Tax Bill	$1,359 (2023)
Deeds & Mortgages	Apr 2024 Transfer Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053-62187.00`

Property Details

APN / Parcel Number

Primary APN	`053-62187.00`
Alternative APN	`0605 00104`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	672 sqft
Family Room	Family Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	5,249 sqft (0.12 acres)
Lot Dimensions	105 ft deep x 50 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Patio Area	16 sqft
Canopy	16 sqft
Poultry House	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Account Number	0605 00104
Street Address	238 OAK ST
City	LANCASTER
State	OH
Zip	43130-4215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSE DALE ADD LOT 37
Legal Subdivision	ROSE DALE ADD
Legal Lot Number	37
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	1
Census Block	1011
Census Tract	32300

Owner

238 Oak St is owned and occupied by an individual who bought it in April 2019.

Source: Fairfield County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	238 OAK ST, LANCASTER, OH 43130-4215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Transfer on Death Deed, Transfer
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Apr 24, 2019	Fiduciary Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2019 · Amount on File
Deed Sale	Apr 24, 2019 · Amount on File
Deed Document Number	201900006240
Deed Book / Page	1789 / 1873
Record Updated	Jun 8, 2026

April 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Apr 5, 2024
Property Address	238 OAK ST, LANCASTER, OH 43130-4215
Document Number	0000004881
Map Reference	MB 6 PG 12
Instrument Date	Apr 2, 2024
Instrument	202400004881
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	238 OAK ST, LANCASTER, OH 43130-4215
Transaction Type	Mortgage
Record Updated	Apr 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007571
Date	Mar 23, 2021
Instrument	202100007571

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2046

April 2019: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Apr 24, 2019
Property Address	238 OAK ST, LANCASTER, OH 43130-4215
Document Number	0000006240
Book / Page	1789 / 1873
Map Reference	MB 6 PG 12
Instrument Date	Apr 18, 2019
Instrument	201900006240
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	VALMER LAND TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	238 OAK ST, LANCASTER, OH 43130-4215

Mortgage

Document Number	0000006241
Date	Apr 24, 2019
Instrument	201900006241

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$51,700 Land $12,340 Building $39,360	$147,700 Land $35,250 Building $112,450
2023	$1,359.00 Homeowner's exemption	$36,600 (-) Land $6,250 Building $30,350
2022	Homeowner's exemption	$36,600 Land $6,250 Building $30,350	$104,580 Land $17,860 Building $86,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 238 Oak St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1981–2020)
Most Recent Claim	Mar 2020 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 238 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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