Floyd County property record for 238 Needmore Ln NE, Floyd, VA 24091
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,968 sqft · built 2016 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,458 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 55A2-1-Y-4 |
| Primary APN | 55A2-1-Y-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,968 sqft Living Area |
| Basement Area | 752 sqft |
| Unfinished Basement | 752 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Modular |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | R004497 |
|---|---|
| Street Address | 238 NEEDMORE LN NE |
| City | FLOYD |
| State | VA |
| Zip | 24091-3811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEAR COURT HOUSE |
| Jurisdiction | FLOYD VA |
| Township / Civil Division | COURT HOUSE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 920104 |
238 Needmore Ln NE is owned and occupied by an individual.
Source: Floyd County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 238 NEEDMORE LN NE, FLOYD, VA 24091-3811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE |
| Jun 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD VA |
| Recording Date | Jul 28, 2026 |
| Property Address | 238 NEEDMORE LN NE, FLOYD, VA 24091-3811 |
| Document Number | 0000001301 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 20261301 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 238 NEEDMORE LN NE, FLOYD, VA 24091-3811 |
| Document Number | 0000001301, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 20261301 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.13% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD VA |
| Property Address | 238 NEEDMORE LN NE, FLOYD, VA 24091-3811 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220001122 |
|---|---|
| Date | Jun 6, 2022 |
| Instrument | 220001122 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2037 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 238 Needmore Ln NE was $1,458, up 4.5% from the year before.
Source: Floyd County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Floyd County |
| Unified School District | Floyd County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,458.00 (+4.52%) | $317,100 Land $40,000 Building $277,100 | |
| 2025 | $1,395.00 | $317,100 Land $40,000 Building $277,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 238 Needmore Ln NE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective April 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 238 Needmore Ln NE is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 58% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLOYD-FLOYD CO PSA serves 2,300 people · EPA ID VA1063220 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Citizens Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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