Ventura County property record for 238 Navarro St, Oxnard, CA 93030
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,654 sqft · built 1955 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $670,000 (May 2025) |
| Tax Bill | $706 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Jun 2023 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 201-0-157-025 |
| Primary APN | 201-0-157-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,654 sqft Living Area |
| 1st Floor Area | 1,654 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 253 sqft |
| Street Address | 238 NAVARRO ST |
|---|---|
| City | OXNARD |
| State | CA |
| Zip | 93030-6154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT: 15 REF: 022MR 029 |
| Legal Subdivision | RAMONA SCHOOL SUBDIVISION #2 |
| Legal Block | 157 |
| Legal Lot Number | 15 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | OXNARD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 9100 |
238 Navarro St is owned by a company that bought it in May 2025.
Source: Ventura County records, as of August 14, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 147 LUPITA ST, OXNARD, CA 93030-6114 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2025 | Intrafamily Transfer, Transfer |
| Jun 1, 2023 | Affidavit of Death of Joint Tenant, Transfer · Reverse Mortgage OPULENCE FUNDING LLC |
| Aug 9, 2021 | Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2025 · Amount on File |
| Deed Sale | May 15, 2025 · Amount on File |
| Deed Document Number | 202532531 |
| Prior Transfer Date | Nov 17, 2006 |
| Prior Transfer Doc | 0000247891 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Dec 18, 2025 |
| Property Address | 238 NAVARRO ST, OXNARD, CA 93030-6154 |
| Document Number | 0000090267 |
| Map Reference | MB 22 PG 29 |
| Instrument Date | Dec 16, 2025 |
| Instrument | 2025000090267 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 147 LUPITA ST, OXNARD, CA 93030-6114 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Jun 1, 2023 |
| Property Address | 238 NAVARRO ST, OXNARD, CA 93030-6154 |
| Document Number | 0000037379 |
| Map Reference | MB 22 PG 29 |
| Instrument Date | May 31, 2023 |
| Instrument | 2023000037379 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6500 PINECREST DR STE 600, 600, PLANO, TX 75024-2949 |
| Mail Care Of | FNS |
| Document Number | 0000037380 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | 2023000037380 |
| Name | OPULENCE FUNDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | 07466 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 635 Months |
| Due | May 8, 2076 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Jul 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 238 NAVARRO ST, OXNARD, CA 93030-6154 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 238 NAVARRO ST, OXNARD, CA 93030-6154 |
| Document Number | 0000147756 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 20210809-00147756 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | AUSTIN, TX 78737 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Aug 1, 2021 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
The 2025 property tax bill for 238 Navarro St was $706, up 2% from the year before.
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Oxnard City |
| Elementary School District | Oxnard Elementary School District (KG - 08) |
| Secondary School District | Oxnard Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $683,400 (+1,031.81%) Land $444,210 Building $239,190 | |
| 2025 | $706.00 (+2.02%) | $60,381 Land $9,754 Building $50,627 |
| 2024 | $692.00 (+3.9%) | |
| 2023 | $666.00 (+3.1%) Homeowner's exemption | $58,038 Land $9,376 Building $48,662 |
| 2022 | $646.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 238 Navarro St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 238 Navarro St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: AT&T, GeoLinks, T-Mobile, Verizon.
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