Lake County property record for 238 N Ernest St, Griffith, IN 46319
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,144 sqft · built 1957 |
| Lot Size | 0.18 acres (7,884 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (May 2022) |
| Tax Bill | $3,034 (2024) |
| Deeds & Mortgages | Jan 2020 Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-15-26-0148-0042 |
| Primary APN | 001-15-26-0148-0042 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Basement Area | 1,256 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 7,884 sqft (0.18 acres) |
| Lot Dimensions | 125 ft deep x 63 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 001-15-26-0148-0042 |
|---|---|
| Old Parcel Number | 152601480042 |
| Street Address | 238 N ERNEST ST |
| City | GRIFFITH |
| State | IN |
| Zip | 46319-2629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEWOOD ADD. L.43 & L.42 BL.11 S1/2 L.44 BL.11 |
| Legal Subdivision | RIDGEWOOD ADD |
| Legal Block | 11 |
| Legal Lot Number | 43 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 40900 |
238 N Ernest St is owned and occupied by an individual who bought it in May 2022.
Source: Lake County records, as of March 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 238 N ERNEST ST, GRIFFITH, IN 46319-2629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2022 · Amount on File |
| Deed Sale | May 20, 2022 · Amount on File |
| Deed Document Number | 2022-521291 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 238 N ERNEST ST, GRIFFITH, IN 46319-2629 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000006961 |
|---|---|
| Date | Jan 28, 2020 |
| Instrument | 2020 006961 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | May 20, 2022 |
| Property Address | 238 N ERNEST ST, GRIFFITH, IN 46319-2629 |
| Document Number | 0000021291 |
| Map Reference | MB 2 PG 80 |
| Instrument Date | May 13, 2022 |
| Instrument | 2022-521291 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 238 N ERNEST ST, GRIFFITH, IN 46319-2629 |
| Document Number | 0000021292 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 2022-521292 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Griffith Town |
| Unified School District | Griffith Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $275,800 Land $37,000 Building $238,800 | $275,800 Land $37,000 Building $238,800 | |
| 2024 | $3,034.00 | ||
| 2023 | $247,200 (+18.79%) Land $37,000 Building $210,200 | $247,200 (+18.79%) Land $37,000 Building $210,200 | |
| 2022 | $2,407.00 Homeowner's exemption | $208,100 Land $37,000 Building $171,100 | $208,100 Land $37,000 Building $171,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 238 N Ernest St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 238 N Ernest St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRIFFITH WATER DEPARTMENT serves 16,893 people · EPA ID IN5245019 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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