Bergen County and Rutherford Borough property record for 238 Mountain Way, Rutherford, NJ 07070
| Property Type | Single Family Home |
|---|---|
| Details | 1,552 sqft · built 1930 |
| Lot Size | 0.151 acres (6,578 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,530,000 (Nov 2025) |
| Tax Bill | $14,301 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Oct 2020 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-00134-0000-00012 |
| Primary APN | 56-00134-0000-00012 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,552 sqft Living Area |
| 1st Floor Area | 1,552 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 6,578 sqft (0.151 acres) |
| Lot Dimensions | 137 ft deep x 48 ft wide |
| Street Address | 238 MOUNTAIN WAY |
|---|---|
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-2841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 48X137 |
| Legal Block | 134 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 51400 |
238 Mountain Way is owned and occupied by two individuals who bought it in November 2025.
Source: Bergen County and Rutherford Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 238 MOUNTAIN WAY, RUTHERFORD, NJ 07070-2841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 22, 2020 | Deed of Trust, Mortgage · Construction Mortgage US BANK NA |
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Oct 18, 2019 | Deed with Mortgage, Transfer · Conventional Mortgage NJ LENDERS |
| May 28, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2025 · Amount on File |
| Deed Sale | Nov 5, 2025 · Amount on File |
| Prior Sale | Oct 18, 2019 · Amount on File |
| Deed Document Number | 202574961 |
| Deed Book / Page | 5637 / 1596 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 5, 2025 |
| Property Address | 238 MOUNTAIN WAY, RUTHERFORD, NJ 07070-2841 |
| Document Number | 0056371596 |
| Book / Page | 5637 / 1596 |
| Instrument Date | Oct 16, 2025 |
| Instrument | 2025074961 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Title Company | ALLIED TITLE, ALLIED TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31,288.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3915 FARM GARDEN CT, LAKEWOOD RANCH, FL 34211-1381 |
| Name | Verified Name |
|---|---|
| Address | 238 MOUNTAIN WAY, RUTHERFORD, NJ 07070-2841 |
| Document Number | 0056371602 |
|---|---|
| Date | Nov 5, 2025 |
| Book Page | 5637/1602 |
| Instrument | 2025074962 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 238 MOUNTAIN WAY, RUTHERFORD, NJ 07070-2841 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0037820468 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 3782/468 |
| Instrument | 20-108035 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 238 MOUNTAIN WAY, RUTHERFORD, NJ 07070-2841 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | GUARDIAN TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0043500203 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 4350/203 |
| Instrument | 2021137058 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 18, 2019 |
| Property Address | 238 MOUNTAIN WAY, RUTHERFORD, NJ 07070-2841 |
| Document Number | 0033781371 |
| Book / Page | 003378 / 001371 |
| Instrument Date | Sep 17, 2019 |
| Instrument | 69548 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2019 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $605.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 238 MOUNTAIN WAY RUTHERFORD NJ 070702841, RUTHERFORD, NJ 07070-2841 |
| Document Number | 33781378 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | 003378/001378 |
| Instrument | 69548 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 17, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 28, 2019 |
| Property Address | 238 MOUNTAIN WAY, RUTHERFORD, NJ 07070-2841 |
| Document Number | 0032521617 |
| Book / Page | 003252 / 001617 |
| Instrument Date | Apr 3, 2019 |
| Instrument | 33181 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $335.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 80 IVY ST KEARNY NJ 070323406, KEARNY, NJ 07032-3406 |
The 2025 property tax bill for 238 Mountain Way was $14,301, up 2.5% from the year before.
Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $643,300 (+43.95%) Land $277,900 Building $365,400 | $643,300 (+43.95%) Land $277,900 Building $365,400 | |
| 2025 | $14,301.00 (+2.53%) | $446,900 Land $277,900 Building $169,000 | $446,900 Land $277,900 Building $169,000 |
| 2024 | $13,948.00 | ||
| 2023 | $446,900 Land $277,900 Building $169,000 | $446,900 Land $277,900 Building $169,000 | |
| 2022 | $13,268.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 238 Mountain Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 238 Mountain Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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