238 Monterey Ave, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 238 Monterey Ave, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,724 sqft · built 1949
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$58,300 (Feb 2013)
Tax Bill	$1,674 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`092710-0000`

Property Details

APN / Parcel Number

Primary APN	`092710-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,724 sqft Living Area
Gross Area	2,516 sqft
1st Floor Area	1,724 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	170 ft deep x 123 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Finished Screened Porch
Porch Area	288 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	238 MONTEREY AVE
City	SAINT AUGUSTINE
State	FL
Zip	32084-2547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	3-147 SANTA ROSA SUBD LOTS 12 13 & S20FT OF LOT 14 BLK 17 OR3684/1469
Legal Range	29E
Legal Township	07S
Legal Section	12
Legal Subdivision	SANTA ROSA IN ST. AUGUSTINE
Legal Block	17
Legal Lot Number	12,14
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3000
Census Tract	21002

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	238 MONTEREY AVE, SAINT AUGUSTINE, FL 32084-2547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2013 · Amount on Record
Deed Sale	Feb 11, 2013 · Amount on Record
Prior Sale	Mar 14, 2003 · Amount on Record
Deed Document Number	20139477
Deed Book / Page	3684 / 1469
Prior Transfer Date	Jan 29, 2013
Prior Transfer Doc	0036841469
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	238 MONTEREY AVE, SAINT AUGUSTINE, FL 32084-2547
Document Number	0043421789
Book / Page	004342 / 001789
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	Apr 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	238 MONTEREY AVE ST AUGUSTINE FL 320842547, ST AUGUSTINE, FL 32084-2547

Mortgage

Document Number	0043421789
Date	Mar 10, 2017
Book Page	004342/001789
Instrument	17293

Lender

Name	COMMUNITY FIRST CU/FL
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,650 (+2.7%)	$389,939 (+4.38%) Land $123,984 Building $265,955
2025	$1,674.00 (+15.93%) Homeowner's exemption	$137,926 (+2.9%)	$373,568 (+14.45%) Land $123,984 Building $249,584
2024	$1,444.00 (+2.34%) Homeowner's exemption	$134,039 (+3%)	$326,406 (-1.17%) Land $110,208 Building $216,198
2023	$1,411.00 (+4.21%) Homeowner's exemption	$130,135 (+3%)	$330,267 (+2.07%) Land $110,208 Building $220,059
2022	$1,354.00 Homeowner's exemption	$126,345	$323,563 Land $77,146 Building $246,417

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20