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238 Main St, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 238 Main St, Spencer, MA 01562

Property Summary

Property TypeApartments (5+ Units)
Details9 bd · 5 ba · 5,306 sqft · built 1880
Lot Size0.316 acres (13,763 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (Sep 2009)
Tax Bill$5,620 (2026)
Deeds & MortgagesApr 2025 Mortgage
Flood ZoneZone X (minimal risk)
APNSPEN M:00U06 B:00041 L:00000

Property Details

APN / Parcel Number

Primary APNSPEN M:00U06 B:00041 L:00000

Interior

Bedrooms9 Beds
Full Baths5 Baths
Total Rooms21 Rooms
Units5 Units
Stories3 Stories
Building Area5,306 sqft Living Area
Gross Area8,339 sqft
Basement Area2,156 sqft
Unfinished Basement2,156 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleHigh Rise
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,763 sqft (0.316 acres)

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address238 MAIN ST
CitySPENCER
StateMA
Zip01562-1749
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeVR
Legal Block41
JurisdictionSPENCER MA
Township / Civil DivisionSPENCER
Census Block Group4
Census Block4003
Census Tract726200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the East Main Street-Cherry Street Historic District
listed 1996 · 16 contributing resources · NRIS 96000826

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

238 Main St, a residential property, is owned and occupied by an individual who bought it in September 2009.

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address238 MAIN ST, SPENCER, MA 01562-1749
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2009 · Amount on File
Deed SaleSep 1, 2009 · Amount on File
Prior SaleJan 28, 1993 · Amount on File
Deed Document Number2009104725
Deed Book / Page44798 / 6
Transfer Doc046002-270
Record UpdatedOct 29, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPENCER MA
Property Address238 MAIN ST, SPENCER, MA 01562-1749
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0071916-37
DateApr 29, 2025
Book Page71916/37
Instrument33080
Lender
NameCORNERSTONE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 238 Main St was $5,620, up 1.6% from the year before.

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSpencer Town
Unified School DistrictSpencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$5,620.00 (+1.61%)$511,800 (+8.64%) Land $49,000 Building $462,800
2025$5,531.00 (+9.85%)$471,100 (+7.04%) Land $38,400 Building $432,700
2024$5,035.00 (+6.16%)$440,100 (+11.9%) Land $38,400 Building $401,700
2023$4,743.00$393,300 Land $38,400 Building $354,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 238 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 238 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCER WATER DEPARTMENT
serves 7,037 people · EPA ID MA2280000
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: T-Mobile, Verizon.

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