238 Mackall St, Elkton, MD 21921 Property Records

Cecil County property record for 238 Mackall St, Elkton, MD 21921 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,059 sqft · built 1915
Lot Size	0.686 acres (29,899 sqft)
Owner	Company Name on File
Last Sale	$200,000 (Dec 2022)
Tax Bill	$3,993 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-048578`

Property Details

APN / Parcel Number

Primary APN	`03-048578`
Alternative APNs	`3048578` `048578`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,059 sqft Total Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	29,899 sqft (0.686 acres)
Porch	Slab
Porch Area	242 sqft
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	048578
Street Address	238 MACKALL ST
City	ELKTON
State	MD
Zip	21921-5208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.6864 ACRE 238 MACKALL STREET ELKTON
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	4
Census Block	4022
Census Tract	30400

Owner

Source: Cecil County records · APN 03-048578

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 11804, WILMINGTON, DE 19850-1804
Owner Type	Company
Vesting	Government

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Deed, Transfer · Stand-Alone First Mortgage HARFORD BANK
Feb 28, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 20, 2022 · Amount on Record
Deed Sale	Dec 20, 2022 · Amount on Record
Prior Sale	Feb 28, 2020 · Amount on Record
Deed Document Number	2022
Deed Book / Page	5274 / 164
Transfer Doc	0000245690
Record Updated	Sep 20, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Dec 20, 2022
Property Address	238 MACKALL ST, ELKTON, MD 21921-5208
Document Number	0052740164
Book / Page	5274 / 164
Instrument Date	Dec 15, 2022
Transaction Type	Transfer
Record Updated	Dec 30, 2022
Title Company	EQUITABLE TITLE/FL, EQUITABLE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1804, WILMINGTON, DE 19899-1804

Mortgage

Document Number	0052740173
Date	Dec 20, 2022
Instrument	5274-0173

Lender

Name	HARFORD BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Feb 28, 2020
Property Address	238 MACKALL ST, ELKTON, MD 21921-5208
Document Number	0045590002
Book / Page	004559 / 000002
Instrument Date	Feb 24, 2020
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$170.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25 SUNBURST DR ELKTON MD 219213814, ELKTON, MD 21921-3814

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,367 (+11.3%)	$253,900 (+15.78%) Land $61,400 Building $192,500
2025	$3,993.00 (+5.38%)
2023	$3,789.00	$217,767	$219,300 Land $61,400 Building $157,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240150304004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	7 in force
Nearby Flood Claims	48 (1978–2021)
Claims Outside the SFHA	27 of 48
Most Recent Claim	Sep 2021, river or lake flooding
Claims By Storm	Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 277 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Talkie Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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