238 Lancaster Rd, Wilmington, NC 28409 Property Records

New Hanover County property record for 238 Lancaster Rd, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,990 sqft · built 1970
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on Record
Tax Bill	$430 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R06120-007-004-000`

Property Details

APN / Parcel Number

Primary APN	`R06120-007-004-000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,990 sqft Living Area
1st Floor Area	1,990 sqft
Basement Area	1,396 sqft
Finished Basement	1,396 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Raised Ranch
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	9,801 sqft (0.225 acres)
Terrain	Low
Porch	Slab
Porch Area	88 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	238 LANCASTER RD
City	WILMINGTON
State	NC
Zip	28409-8525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 59 SEC 1 WESTCHESTER
Legal Subdivision	WESTCHESTER SEC 1
Legal Block	7
Legal Lot Number	59
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	4
Census Block	4005
Census Tract	12009

Owner

Source: New Hanover County records, as of November 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	238 LANCASTER RD, WILMINGTON, NC 28409-8525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage CORNING FCU
Oct 4, 2023	Deed of Trust, Mortgage · Line of Credit CORNING FCU
Aug 30, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage CORNING FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 1970
Deed Sale	Nov 1, 1970
Deed Book / Page	896 / 529
Last Transfer Date	Aug 25, 2023
Transfer Doc	00666001488
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	238 LANCASTER RD, WILMINGTON, NC 28409-8525
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 LANCASTER RD, WILMINGTON, NC 28409-8525

Mortgage

Document Number	00680200974
Date	Sep 26, 2025
Book Page	6802/974
Instrument	2025025354

Lender

Name	CORNING FCU
Type	Credit Union
Address	1 CREDIT UNION PLZ, CORNING, NY 14830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	238 LANCASTER RD, WILMINGTON, NC 28409-8525
Transaction Type	Mortgage
Record Updated	Oct 16, 2023
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00666701486
Date	Oct 4, 2023
Book Page	6667/1486
Instrument	2023025180

Lender

Name	CORNING FCU
Type	Credit Union
Address	CORNING, NY 14830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	Oct 3, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEW HANOVER NC
Recording Date	Aug 30, 2023
Property Address	238 LANCASTER RD, WILMINGTON, NC 28409-8525
Document Number	00666001488
Book / Page	6660 / 1488
Map Reference	MB 11 PG 12
Instrument Date	Aug 25, 2023
Instrument	2023021888
Transaction Type	Transfer
Record Updated	Sep 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	238 LANCASTER RD, WILMINGTON, NC 28409-8525

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	238 LANCASTER RD, WILMINGTON, NC 28409-8525

Mortgage

Document Number	00666001490
Date	Aug 30, 2023
Book Page	6660/1490
Instrument	2023021889

Lender

Name	CORNING FCU
Type	Credit Union
Address	CORNING, NY 14830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Senior Citizen's exemption	$386,100 (+122.15%) Land $112,200 Building $273,900	$386,100 (+122.15%) Land $112,200 Building $273,900
2024	$430.00
2023	Senior Citizen's exemption	$173,800 (-) Land $68,100 Building $105,700	$173,800 (-) Land $68,100 Building $105,700
2022	$369.00 Senior Citizen's exemption	$173,800 Land $68,100 Building $105,700	$173,800 Land $68,100 Building $105,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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