Putnam County and Kent Town property record for 238 Lakeshore Dr E, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,296 sqft · built 1935 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Nov 2025) |
| Tax Bill | $10,557 (2024) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Jul 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 372200 33.34-1-23 |
| Primary APN | 372200 33.34-1-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 864 sqft |
| 2nd Floor Area | 432 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 200 ft deep x 60 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 238 sqft |
| Canopy | 238 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 022075 |
|---|---|
| Street Address | 238 LAKESHORE DR E |
| City | CARMEL |
| State | NY |
| Zip | 10512-6210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Subdivision | FOURTH MAP OF LAKE CARMEL TOWN OF KENT |
| Legal Block | 1 |
| Legal Lot Number | 23.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | KENT |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 10300 |
238 Lakeshore Dr E is owned by two individuals who bought it in November 2025.
Source: Putnam County and Kent Town records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 90 ROSE ST, HASTINGS ON HUDSON, NY 10706-3412 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2025 | Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Jul 28, 2020 | Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2025 · Amount on File |
| Deed Sale | Nov 18, 2025 · Amount on File |
| Deed Document Number | 20257251 |
| Deed Book / Page | 2421 / 348 |
| Prior Transfer Date | Jun 18, 2020 |
| Prior Transfer Doc | 0021670286 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Nov 18, 2025 |
| Property Address | 238 LAKESHORE DR E, CARMEL, NY 10512-6210 |
| Document Number | 0024210348 |
| Book / Page | 2421 / 348 |
| Map Reference | MAP 130-CC |
| Instrument Date | Sep 18, 2025 |
| Instrument | 7251-2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7830 PFEIFFER RD, MONTGOMERY, OH 45242-5031 |
| Name | Verified Name |
|---|---|
| Address | 90 ROSE ST, HASTINGS ON HUDSON, NY 10706-3412 |
| Document Number | 0000804358 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 8043/58 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jul 28, 2020 |
| Property Address | 238 LAKESHORE DR E, CARMEL, NY 10512-6210 |
| Document Number | 0021670286 |
| Book / Page | 002167 / 000286 |
| Instrument Date | Jun 18, 2020 |
| Instrument | 5870 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 5746 ADELPHI ST CINCINNATI OH 452272802, CINCINNATI, OH 45227-2802 |
Source: Putnam County and Kent Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Kent Town |
| Unified School District | Carmel Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $420,000 (+87.17%) Land $93,600 Building $326,400 | $420,000 (+28.77%) Land $93,600 Building $326,400 | |
| 2024 | $10,557.00 | $224,400 (-) Land $16,700 Building $207,700 | $326,163 (-) |
| 2023 | $224,400 (-) Land $16,700 Building $207,700 | $326,163 (+21.66%) Land $24,273 Building $301,890 | |
| 2022 | $224,400 Land $16,700 Building $207,700 | $268,100 Land $19,952 Building $248,148 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 238 Lakeshore Dr E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1980–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 238 Lakeshore Dr E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures