238 Henderson Rd, Franklin, NC 28734 Property Records

Macon County property record for 238 Henderson Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,794 sqft · built 1979
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Oct 2021)
Tax Bill	$896 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7505816340`

Property Details

APN / Parcel Number

Primary APN	`7505816340`
Alternative APNs	`0200932` `150858`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,794 sqft Heated Area
1st Floor Area	1,794 sqft
Basement Area	1,794 sqft
Finished Basement	1,794 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Concrete
Construction Type	Concrete Block
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.44 acres)
Terrain	Rolling
Porch	Patio
Porch Area	1,300 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	150858
Street Address	238 HENDERSON RD
City	FRANKLIN
State	NC
Zip	28734-6829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	CAT CREEK RD 1577
Jurisdiction	MACON NC
Township / Civil Division	MILLSHOAL
Census Block Group	2
Census Block	2052
Census Tract	970400

Owner

238 Henderson Rd is owned and occupied by an individual who bought it in October 2021.

Source: Macon County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	238 HENDERSON RD, FRANKLIN, NC 28734-6829
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Oct 16, 2017	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2021 · Amount on File
Deed Sale	Oct 15, 2021 · Amount on File
Prior Sale	Oct 16, 2017 · Amount on File
Deed Document Number	20219783
Deed Book / Page	I- / 41.468
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Oct 15, 2021
Property Address	238 HENDERSON RD, FRANKLIN, NC 28734-6829
Document Number	000I41/468
Book / Page	I-41 / 468
Instrument Date	Oct 14, 2021
Instrument	2021009783
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 HENDERSON RD, FRANKLIN, NC 28734-6829

Mortgage

Document Number	2021009784
Date	Oct 15, 2021
Instrument	2021009784

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Oct 16, 2017
Property Address	238 HENDERSON RD, FRANKLIN, NC 28734-6829
Document Number	00F38/1349
Book / Page	F-38 / 1349
Instrument Date	Oct 16, 2017
Instrument	2017007083
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$402.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 HENDERSON RD, FRANKLIN, NC 28734-6829

Mortgage

Document Number	00F38/1353
Date	Oct 16, 2017
Book Page	F-38/1353
Instrument	2017007084

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 238 Henderson Rd was $896.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$896.00	$228,320 Land $25,430 Building $202,890	$228,320 Land $25,430 Building $202,890
2025	$896.00
2023	$844.00	$228,420 Land $25,430 Building $202,990	$228,420 Land $25,430 Building $202,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 238 Henderson Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	16 (1979–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 238 Henderson Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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