238 Harpham St, Commerce Township, MI 48382 Property Records

Oakland County property record for 238 Harpham St, Commerce Township, MI 48382

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 788 sqft · built 1957
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$95,008 (Jan 2014)
Tax Bill$876 (2025)
Deeds & MortgagesDec 2016 Line of Credit
Flood ZoneZone X (minimal risk)
APNE-17-02-351-004

Property Details

APN / Parcel Number

Primary APNE-17-02-351-004

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area788 sqft Living Area
1st Floor Area788 sqft
Basement Area676 sqft
Unfinished Basement676 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions100 ft deep x 40 ft wide
PorchSlab
Porch Area36 sqft
Patio Area36 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address238 HARPHAM ST
CityCOMMERCE TOWNSHIP
StateMI
Zip48382-3246
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSI
Legal DescriptionT2N, R8E, SEC 2 CARROLL LAKE HEIGHTS SUB LOTS 8 & 9 BLK 32
Legal Range08E
Legal Township02N
Legal Section02
Legal SubdivisionCARROLL LAKE HEIGHTS SUB
Legal Block32
Legal Lot Number8-9
JurisdictionOAKLAND MI
Township / Civil DivisionCOMMERCE
Census Block Group4
Census Block4009
Census Tract134000

Owner

238 Harpham St is owned and occupied by an individual who bought it in January 2014.

Source: Oakland County records, as of July 16, 2026

Owner of RecordIndividual Name on File
Mailing Address238 HARPHAM ST, COMMERCE TOWNSHIP, MI 48382-3246
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 14, 2014 · Amount on File
Deed SaleJan 14, 2014 · Amount on File
Prior SaleAug 19, 1996 · Amount on File
Deed Document Number20146855
Deed Book / Page46706 / 876
Record UpdatedOct 29, 2026

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address238 HARPHAM ST, COMMERCE TOWNSHIP, MI 48382-3246
Document Number0000002105
Book / Page050248 / 000075
Instrument DateDec 13, 2016
Transaction TypeMortgage
Record UpdatedJan 20, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address238 HARPHAM ST COMMERCE TOWNSHIP MI 483823246, COMMERCE TOWNSHIP, MI 48382-3246

Mortgage

Document Number0000002105
DateJan 5, 2017
Book Page050248/000075
Instrument2105
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326-2947
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 238 Harpham St was $876 with a homeowner's exemption, down 62.3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionCommerce Charter Township
Unified School DistrictWalled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$876.00 (-62.32%) Homeowner's exemption$70,960$141,920
2024$2,325.00
2023$58,760$117,520
2021$1,965.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 238 Harpham St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2000)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2000 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 238 Harpham St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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