Hardin County property record for 238 Hallmark Cir, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,854 sqft · built 1978 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,000 (Dec 2021) |
| Tax Bill | $1,687 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Jul 2005 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-30-02-030 |
| Primary APN | 160-30-02-030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,854 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Frame/Masonry |
| Lot Area | 13,504 sqft (0.31 acres) |
| Porch | Porch |
| Porch Area | 100 sqft |
| Patio Area | 20 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 238 HALLMARK CIR |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-1230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LINCOLN TRL AC LT 30 #4 |
| Legal Subdivision | LINCOLN TRL AC |
| Legal Lot Number | 30 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 500 |
238 Hallmark Cir is owned and occupied by an individual who bought it in December 2021.
Source: Hardin County records, as of January 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 238 HALLMARK CIR, RADCLIFF, KY 40160-1230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2021 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Jul 20, 2005 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN GENERAL HOME EQUITY INC |
| Dec 1, 2021 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Dec 1, 2021 | Deed, Transfer · FHA Mortgage SOUTH CENTRAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2021 · Amount on File |
| Deed Sale | Dec 1, 2021 · Amount on File |
| Deed Document Number | 0001524380 |
| Deed Book / Page | 1524 / 380 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 238 HALLMARK CIR, RADCLIFF, KY 40160-1230 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 238 HALLMARK CIR, RADCLIFF, KY 40160-1230 |
| Document Number | 0002416/93 |
|---|---|
| Date | Dec 1, 2021 |
| Book Page | 2416/93 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 238 HALLMARK CIR, RADCLIFF, KY 40160-1230 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001498/676 |
|---|---|
| Date | Jul 20, 2005 |
| Book Page | 1498/676 |
| Name | AMERICAN GENERAL HOME EQUITY INC |
|---|---|
| Type | Subprime Lender |
| Address | ELIZABETHTOWN, KY 42702 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 238 HALLMARK CIR, RADCLIFF, KY 40160-1230 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 238 HALLMARK CIR, RADCLIFF, KY 40160-1230 |
| Document Number | 0002416/93 |
|---|---|
| Date | Dec 1, 2021 |
| Book Page | 2416/93 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 1, 2031 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Dec 1, 2021 |
| Property Address | 238 HALLMARK CIR, RADCLIFF, KY 40160-1230 |
| Document Number | 001524/380 |
| Book / Page | 1524 / 380 |
| Map Reference | MB 8 PG 6 |
| Instrument Date | Nov 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $138.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 595 S ATEHN ST, RADCLIFF, KY 40160 |
| Name | Verified Name |
|---|---|
| Address | 238 HALLMARK CIR, RADCLIFF, KY 40160-1230 |
| Document Number | 0000241680 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 2416/80 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 238 Hallmark Cir was $1,687.
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,687.00 | $178,600 Land $20,000 Building $158,600 | $178,600 Land $20,000 Building $158,600 |
| 2023 | $138,000 (-) Land $18,100 Building $119,900 | $138,000 (-) Land $18,100 Building $119,900 | |
| 2022 | $138,000 Land $18,100 Building $119,900 | $138,000 Land $18,100 Building $119,900 | |
| 2021 | $674.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 238 Hallmark Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2008 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 238 Hallmark Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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