Lorain County property record for 238 Haigh Rd, Kipton, OH 44049
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 888 sqft · built 1957 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $62,000 (Sep 2017) |
| Tax Bill | $1,547 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Dec 2025 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-11-017-000-006 |
| Primary APN | 13-11-017-000-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 888 sqft Living Area |
| Gross Area | 1,057 sqft |
| 1st Floor Area | 888 sqft |
| Family Room | Family Room |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 289 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 238 HAIGH RD |
|---|---|
| City | KIPTON |
| State | OH |
| Zip | 44049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N OF R R |
| Legal Subdivision | CAMDEN 11 |
| Legal Tract | 11 |
| Legal Lot Number | 17 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | CAMDEN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 93100 |
Source: Lorain County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Dec 15, 2025 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Dec 15, 2025 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 2, 2022 | Transfer on Death Deed, Transfer |
| Jul 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FED'L S&L/LAKEWOOD |
| Sep 26, 2017 | Deed, Transfer |
| Jan 23, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2017 · Amount on Record |
| Deed Sale | Sep 26, 2017 · Amount on Record |
| Prior Sale | Jan 23, 2017 · Amount on Record |
| Deed Document Number | 2017645575 |
| Prior Transfer Date | Dec 1, 2006 |
| Prior Transfer Doc | 0000179879 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 238 HAIGH RD, KIPTON, OH 44049 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | LORAIN |
| Name | Verified Name |
|---|---|
| Address | PO BOX 134, OBERLIN, OH 44074-0134 |
| Document Number | 0000088943 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 2026-0088943 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 13, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 238 HAIGH RD, KIPTON, OH 44049 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | LORAIN |
| Name | Verified Name |
|---|---|
| Address | PO BOX 134, OBERLIN, OH 44074-0134 |
| Document Number | 0000078833 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 2025-0078833 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 8, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 238 HAIGH RD, KIPTON, OH 44049 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Title Company | UNKNOWN, LORAIN |
| Name | Verified Name |
|---|---|
| Address | PO BOX 134, OBERLIN, OH 44074-0134 |
| Document Number | 0000078833 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 2025-0078833 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 8, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 2, 2022 |
| Property Address | 238 HAIGH RD, KIPTON, OH 44049 |
| Document Number | 0000889963 |
| Instrument Date | Sep 2, 2022 |
| Instrument | 2022-0889963 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 238 HAIGH RD, OBERLIN, OH 44074 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 238 HAIGH RD, KIPTON, OH 44049 |
| Document Number | 0000770089 |
| Instrument Date | Jul 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2020 |
| Title Company | ERIEVIEW TITLE AGENCY LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 238 HAIGH RD KIPTON OH 44049, KIPTON, OH 44049 |
| Document Number | 0000770089 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 770089 |
| Name | FIRST FED'L S&L/LAKEWOOD |
|---|---|
| Type | Federal Savings Bank |
| Address | LAKEWOOD, OH 44107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 20, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 26, 2017 |
| Property Address | 238 HAIGH RD, KIPTON, OH 44049 |
| Document Number | 0000645575 |
| Instrument Date | May 11, 2017 |
| Instrument | 2017-0645575 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $248.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4801 FREDERICA ST, 4801, OWENSBORO, KY 42301-7441 |
| Name | Verified Name |
|---|---|
| Address | 238 HAIGH RD, KIPTON, OH 44049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 23, 2017 |
| Property Address | 238 HAIGH RD, KIPTON, OH 44049 |
| Document Number | 0000616226 |
| Instrument Date | Jan 19, 2017 |
| Instrument | 616226 |
| Transaction Type | Foreclosure |
| Record Updated | May 31, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Camden Township |
| Municipality | Kipton Village |
| Unified School District | Firelands Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,547.00 (-2.27%) | $32,140 (+0.02%) Land $9,490 Building $22,650 | $91,810 (-) Land $27,110 Building $64,700 |
| 2024 | $1,583.00 (-3.06%) | $32,134 (+7.04%) Land $9,489 Building $22,645 | $91,810 (+7.04%) Land $27,110 Building $64,700 |
| 2023 | $1,633.00 (+3.29%) | $30,020 (-) Land $8,684 Building $21,336 | $85,770 (-) Land $24,810 Building $60,960 |
| 2022 | $1,581.00 | $30,020 Land $8,680 Building $21,340 | |
| 2021 | $85,770 Land $24,810 Building $60,960 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Armstrong Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
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