238 Forest Ave, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 238 Forest Ave, Ludlow, KY 41016

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,520 sqft · built 1920
Lot Size0.057 acres (2,500 sqft)
OwnerIndividual Name on File
Last Sale$55,000 (Aug 2006)
Tax Bill$1,436 (2025)
Flood ZoneZone X (minimal risk)
APN026-33-11-009.00

Property Details

APN / Parcel Number

Primary APN026-33-11-009.00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,520 sqft Finished Area
Gross Area1,580 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeBlock
Lot Area2,500 sqft (0.057 acres)
Lot Dimensions100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address238 FOREST AVE
CityLUDLOW
StateKY
Zip41016-1409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEBSTER PT LOT 26 25'X 100' NS FOREST 100' W EUCLID
Legal SubdivisionWEBSTER E R
Legal Lot Number26
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1002
Census Tract66900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central Ludlow Historic District
listed 1984 · 343 contributing resources · NRIS 84000526

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

238 Forest Ave is owned by an individual who bought it in August 2006.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address244 FOREST AVE, LUDLOW, KY 41016-1409
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2006 · Amount on File
Deed SaleAug 29, 2006 · Amount on File
Prior SaleJun 5, 1996 · Amount on File
Deed Document Number200608 29 059 00164
Deed Book / Page3124 / 112
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 238 Forest Ave was $1,436.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityLudlow City
Unified School DistrictLudlow Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$126,700 (+15.18%) Land $15,000 Building $111,700$126,700 (+15.18%) Land $15,000 Building $111,700
2025$1,436.00$110,000 Land $10,000 Building $100,000$110,000 Land $10,000 Building $100,000
2023$1,415.00$110,000 Land $10,000 Building $100,000$110,000 Land $10,000 Building $100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 238 Forest Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims7 (1978–2014)
Most Recent ClaimJun 2014 · river or lake flooding
Claims by Event
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 238 Forest Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 92% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Forest Ave

Nearby Streets

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