Lapeer County property record for 238 E Nepessing St, Lapeer, MI 48446 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1910 |
| Square Footage | 1,280 sqft Living Area |
| Lot Size | 10,280 sqft (0.236 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $190,000 (2026) |
| Tax Bill | $1,165.00 (2025) |
| Primary APN | L20-86-500-040-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,280 sqft Living Area |
| 1st Floor | 864 sqft 1st Floor |
| Basement Area | 832 sqft Basement |
| Primary Flooring | Carpet Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 10,280 sqft (0.236 acres) |
| Depth X Width | 114 ft x 90 ft Depth x Width |
| Garage Area | 280 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 238 E NEPESSING ST |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-2354 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CITY OF LAPEER T7N, R10E, SEC 5 COM ON SLY LN OF NEPS, ST 120.5 FT SWLY OF E SEC LN, TH S64*33'30W 87.87 FT; |
| Legal Range | 10E |
| Legal Township | 07N |
| Legal Section | 05 |
| Jurisdiction | LAPEER MI |
| Minor Civil Division | LAPEER |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 337500 |
Source: Lapeer County records · APN L20-86-500-040-00
Assessment roll updated August 14, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 238 E NEPESSING ST, LAPEER, MI 48446-2354 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jun 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC |
| Nov 23, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS LLC |
| Aug 17, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS LLC |
| Mar 11, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Feb 21, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on Record |
| Deed Sale | Jun 30, 2026 · Amount on Record |
| Prior Sale | Feb 21, 2020 · Amount on Record |
| Deed Doc Number | 2026 |
| Deed Book / Page | 3528 / 400 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jun 30, 2026 |
| Property Address | 238 E NEPESSING ST, LAPEER, MI 48446-2354 |
| Document Number | 3528000400 |
| Book / Page | 3528 / 400 |
| Instrument Date | Jun 23, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2026 |
| Title Company | FIRST CENTENNIAL TITLE AGENCY IN, FIRST CENTENNIAL TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $143,925.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 238 E NEPESSING ST, LAPEER, MI 48446-2354 |
| Document Number | 3528000653, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 3528/653 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 238 E NEPESSING ST, LAPEER, MI 48446-2354 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 238 E NEPESSING ST, LAPEER, MI 48446-2354 |
| Document Number | 0031490999 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 3149/999 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Apr 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 238 E NEPESSING ST, LAPEER, MI 48446-2354 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 238 E NEPESSING ST, LAPEER, MI 48446-2354 |
| Document Number | 0032290111 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 3229/111 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 238 E NEPESSING ST, LAPEER, MI 48446-2354 |
| Document Number | 0030790289 |
| Instrument Date | Mar 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2020 |
| Title Company | CISLO TITLE, CISLO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3000 SUNRISE CIR LAKE ORION MI 483602386, LAKE ORION, MI 48360-2386 |
| Document Number | 0030790289 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 003079/000289 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 10, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Feb 21, 2020 |
| Property Address | 238 E NEPESSING ST, LAPEER, MI 48446-2354 |
| Document Number | 0030810255 |
| Book / Page | 003081 / 000255 |
| Instrument Date | Mar 11, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 03, 2020 |
| Title Company | CISLO TITLE, CISLO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4284 HURON ST NORTH BRANCH MI 484618666, NORTH BRANCH, MI 48461-8666 |
| Document Number | 30790289 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 003079/000289 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2050 |
Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| Municipality | Lapeer City |
| Unified School District | Lapeer Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,165.00 (-24.2%) Homeowner's exemption | $77,900 (+23.26%) | $155,800 (+23.26%) |
| 2023 | $63,200 | $126,400 | |
| 2022 | $1,537.00 |
Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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