238 E Main St, Penns Grove, NJ 08069 Property Records

Salem County and Carneys Point Township property record for 238 E Main St, Penns Grove, NJ 08069

Property Summary

Property Type	Single Family Home
Details	1,423 sqft · built 1940
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$178,900 (Jan 2007)
Tax Bill	$5,714 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00076-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`02-00076-0000-00001`
Alternative APN	`020007600001`

Interior

Building Area	1,423 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	11,326 sqft (0.26 acres)

Location & Zoning

Street Address	238 HARDING HWY
City	PENNS GROVE
State	NJ
Zip	08069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Description	ADDITIONAL LOTS: PT PG 81-2.01
Legal Subdivision	INCL
Legal Block	76
Legal Lot Number	1
Jurisdiction	SALEM NJ
Township / Civil Division	CARNEYS POINT
Census Block Group	1
Census Block	1000
Census Tract	20300

Owner

238 E Main St is owned and occupied by two individuals who bought it in January 2007.

Source: Salem County and Carneys Point Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	238 HARDING HWY, PENNS GROVE, NJ 08069
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATION ONE MORTGAGE
Jan 22, 2020	Grant Deed, Transfer NATIONS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2007 · Amount on File
Deed Sale	Jan 25, 2007 · Amount on File
Prior Sale	Mar 21, 2001 · Amount on File
Deed Book / Page	1266 / 47
Prior Transfer Date	Oct 8, 1998
Prior Transfer Doc	0000008793
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM NJ
Property Address	238 E MAIN ST, PENNS GROVE, NJ 08069-1882
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	SJS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046001390
Date	Aug 18, 2021
Book Page	4600/1390
Instrument	2021009621

Lender

Name	NATION ONE MORTGAGE
Type	Subprime Lender
Address	MARLTON, NJ 08053

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SALEM NJ
Recording Date	Jan 22, 2020
Property Address	238 E MAIN ST, PENNS GROVE, NJ 08069-1882
Document Number	0045440863
Book / Page	004544 / 000863
Instrument Date	Dec 30, 2019
Instrument	545
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	SJS TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 HARDING HWY CARNEYS POINT NJ 08069, CARNEYS POINT, NJ 08069

Mortgage

Document Number	45440869
Date	Jan 22, 2020
Book Page	004544/000869
Instrument	546

Lender

Name	NATIONS MTG
Type	Mortgage Company
Address	MARLTON, NJ 08053

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 238 E Main St was $5,714, up 14.5% from the year before.

Source: Salem County and Carneys Point Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Salem County
County Subdivision	Carneys Point Township
Unified School District	Penns Grove-Carneys Point Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,100 (-) Land $54,900 Building $182,200	$237,100 (-) Land $54,900 Building $182,200
2025	$5,714.00 (+14.46%)	$237,100 Land $54,900 Building $182,200	$237,100 Land $54,900 Building $182,200
2024	$4,992.00
2023		$135,400 Land $30,800 Building $104,600	$135,400 Land $30,800 Building $104,600
2022	$4,535.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 238 E Main St in Zone X, an area of minimal flood risk, though there have been 66 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 27, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 61 policies
Nearby Flood Policies	61 in force
Nearby Flood Claims	66 (1980–2024)
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Tropical Storm Isaias, Aug 2020 · 2 claims Hurricane Sandy, Oct 2012 · 11 claims Hurricane Irene, Aug 2011 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 238 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - PENNS GROVE private · serves 14,406 people · EPA ID NJ1707001
Water Source	Purchased surface water from NJ AMERICAN WATER - LOGAN
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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