Frederick County property record for 238 E Church St, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,472 sqft · built 1890 |
| Lot Size | 0.04 acres (1,720 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Mar 1999) |
| Tax Bill | $8,366 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-066319 |
| Primary APN | 02-066319 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,472 sqft Living Area |
| 1st Floor Area | 736 sqft |
| Attic | Attic |
| Attic Area | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 1,720 sqft (0.04 acres) |
| Lot Dimensions | 93 ft deep x 19 ft wide |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Patio Area | 100 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Municipal |
| Account Number | 066319 |
|---|---|
| Street Address | 238 E CHURCH ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-5406 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | DR |
| Legal Description | LT 18.5 X 93 238 E. CHURCH ST. FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Lot Number | 238 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 750200 |
Source: Frederick County records · APN 02-066319
Assessment roll updated August 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 238 E CHURCH ST, FREDERICK, MD 21701-5406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Feb 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 25, 1999 · Amount on Record |
| Deed Sale | Mar 25, 1999 · Amount on Record |
| Prior Sale | Sep 13, 1995 · Amount on Record |
| Deed Document Number | 19991609 |
| Deed Book / Page | 2557 / 395 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 238 E CHURCH ST, FREDERICK, MD 21701-5406 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0135100103 |
|---|---|
| Date | Feb 06, 2020 |
| Book Page | 13510/0103 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 238 E CHURCH ST, FREDERICK, MD 21701-5406 |
| Document Number | 0142740471 |
| Instrument Date | Oct 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 238 E CHURCH ST FREDERICK MD 217015406, FREDERICK, MD 21701-5406 |
| Document Number | 0142740471 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 014274/000471 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 16, 2035 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,366.00 (+12.13%) Homeowner's exemption | $486,500 (+15.26%) Land $170,000 Building $316,500 | $486,500 (-) Land $170,000 Building $316,500 |
| 2023 | $7,461.00 Homeowner's exemption | $422,100 | $486,500 Land $170,000 Building $316,500 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1996) |
| Most Recent Claim | Jun 1996 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|---|
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Shenandoah Telecommunications Company Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 585 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FREDERICK serves 54,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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