238 Delaware Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 238 Delaware Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,677 sqft · built 1971
Lot Size	0.344 acres (14,984 sqft)
Owner	Individual Name on File
Last Sale	$100 (Mar 2017)
Tax Bill	$925 (2025)
Deeds & Mortgages	Mar 2017 Transfer
Flood Zone	Zone X (moderate risk)
APN	`01-26-30-0001-0425-0090`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0425-0090`
Alternative APNs	`263001000104250090` `80223`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,677 sqft Living Area
Gross Area	3,100 sqft
1st Floor Area	1,677 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,984 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	248 sqft
Shed	1 Shed
Shed Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	238 DELAWARE AVE
City	SAINT CLOUD
State	FL
Zip	34769-2484
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1A
Legal Description	GALION GARDENS PB 1 PG 140 BLK 425 LOTS 9 & 10
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	425
Legal Lot Number	9
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	5
Census Block	5017
Census Tract	43500

Owner

238 Delaware Ave is owned and occupied by an individual who acquired it in March 2017.

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	238 DELAWARE AVE, SAINT CLOUD, FL 34769-2484
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2017 · Amount on File
Deed Sale	Mar 1, 2017 · Amount on File
Deed Book / Page	5114 / 2956
Last Transfer Date	Mar 9, 2017
Transfer Doc	0051142956
Record Updated	Jun 8, 2026

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 10, 2017
Property Address	238 DELAWARE AVE, SAINT CLOUD, FL 34769-2484
Document Number	0051142956
Book / Page	005114 / 002956
Instrument Date	Mar 9, 2017
Instrument	37928
Transaction Type	Transfer
Record Updated	Apr 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	238 DELAWARE AVE ST CLOUD FL 347692484, ST CLOUD, FL 34769-2484

Tax Assessment & Valuation

The 2025 property tax bill for 238 Delaware Ave was $925 with exemptions applied, up 4.9% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$925.00 (+4.88%) Homeowner's exemption Widower's exemption	$99,566	$286,100 Land $66,000 Building $220,100
2024	$882.00 (-5.36%)
2023	$932.00 (+5.43%) Homeowner's exemption	$93,942 (+3%)	$248,600 (+14.77%) Land $60,500 Building $188,100
2022	$884.00 Homeowner's exemption	$91,206	$216,600 Land $55,000 Building $161,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 238 Delaware Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 238 Delaware Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20