238 Crag Point Rd, Eagle Bay, NY 13331 Property Records

Herkimer County and Webb Town property record for 238 Crag Point Rd, Eagle Bay, NY 13331

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,388 sqft · built 1980
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Tax Bill	$8,392 (2026)
Deeds & Mortgages	Apr 2022 Refinance Sep 2021 Refinance + 2 more
APN	`215400 031.-3-17.1`

Property Details

APN / Parcel Number

Primary APN	`215400 031.-3-17.1`
Alternative APNs	`540003100000030171000000` `200253740`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,388 sqft Living Area
1st Floor Area	1,194 sqft
2nd Floor Area	1,194 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Wood
Foundation Type	Raised
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	288 ft deep x 100 ft wide
View / Lot	Waterfront / Beach

Exterior Amenities

Porch	Slab
Porch Area	723 sqft
Shed	1 Shed
Canopy	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	200253740
Street Address	238 CRAG POINT RD
City	EAGLE BAY
State	NY
Zip	13331-2150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	54 BM LK 136.2 RES TWP 8 JBTR
Legal Block	3
Legal Lot Number	17.100
Jurisdiction	HERKIMER NY
Township / Civil Division	WEBB
Census Block Group	1
Census Block	1093
Census Tract	11502

Owner

Source: Herkimer County and Webb Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	238 CRAG POINT RD, EAGLE BAY, NY 13331-2150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ADIRONDACK BANK
Sep 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ADIRONDACK BANK
Feb 23, 2021	Deed of Trust, Mortgage · Balloon Mortgage THIRD FEDERAL SAVING & LOAN ASSOC
Nov 18, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 13, 2012
Transfer Doc	0000001469/000000050
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	238 CRAG POINT RD, EAGLE BAY, NY 13331-2150
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RP20221991
Date	Apr 12, 2022
Instrument	RP2022-1991

Lender

Name	ADIRONDACK BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2047

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	238 CRAG POINT RD, EAGLE BAY, NY 13331-2150
Transaction Type	Mortgage
Record Updated	Oct 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20215282
Date	Sep 23, 2021
Instrument	2021-5282

Lender

Name	ADIRONDACK BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	238 CRAG POINT RD, EAGLE BAY, NY 13331-2150
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021949
Date	Feb 23, 2021
Instrument	2021-949

Lender

Name	THIRD FEDERAL SAVING & LOAN ASSOC

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HERKIMER NY
Recording Date	Nov 18, 2020
Property Address	238 CRAG POINT RD, EAGLE BAY, NY 13331-2150
Document Number	0020205261
Instrument Date	Oct 30, 2020
Instrument	2020-5261
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 CRAG POINT RD, EAGLE BAY, NY 13331

Tax Assessment & Valuation

Source: Herkimer County and Webb Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	Webb Town
Unified School District	Town of Webb Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,392.00 (+1.01%)
2025	$8,308.00 (+33.53%)	$645,000 (-) Land $238,600 Building $406,400	$1,131,579 (+25.79%) Land $418,597 Building $712,982
2023		$645,000 Land $238,600 Building $406,400	$899,582 Land $332,776 Building $566,806
2020	$6,222.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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