238 Clear Water St E, Montgomery, TX 77356 Property Records

Montgomery County property record for 238 Clear Water St E, Montgomery, TX 77356

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,514 sqft · built 2007
Lot Size	0.122 acres (5,312 sqft)
Owner	Individual Name on File
Last Sale	$157,100 (Nov 2009)
Tax Bill	$1,506 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3417-00-01300`

Property Details

APN / Parcel Number

Primary APN	`3417-00-01300`
Alternative APN	`R76455`

Interior

Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,514 sqft Living Area
Gross Area	1,934 sqft
1st Floor Area	1,514 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,312 sqft (0.122 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	24 sqft
Deck Area	54 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	238 CLEARWATER CV
City	MONTGOMERY
State	TX
Zip	77356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	CLEAR WATER COVE, BLOCK 1, LOT 13
Legal Subdivision	CLEAR WATER COVE
Legal Block	1
Legal Lot Number	13
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2040
Census Tract	694700

Owner

238 Clear Water St E is owned and occupied by an individual who bought it in November 2009.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	238 CLEAR WATER ST E, MONTGOMERY, TX 77356-3394
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Mar 16, 2020	Deed of Trust, Mortgage FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2009 · Amount on File
Deed Sale	Nov 19, 2009 · Amount on File
Prior Sale	Jul 3, 2007 · Amount on File
Deed Document Number	2009106122
Prior Transfer Date	Jun 29, 2007
Prior Transfer Doc	0000077067
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	238 CLEAR WATER ST E, MONTGOMERY, TX 77356-3394
Transaction Type	Mortgage
Record Updated	Dec 13, 2022
Title Company	ALAMO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103769
Date	Aug 19, 2022
Instrument	2022103769

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	238 CLEAR WATER ST E, MONTGOMERY, TX 77356-3394
Document Number	0000030766
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 CLEAR WATER ST E MONTGOMERY TX 773563394, MONTGOMERY, TX 77356-3394

Mortgage

Document Number	0000030766
Date	Mar 30, 2020
Instrument	30766

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	MONTGOMERY, TX 77316

Agreement

Amount	Amount on Record
Term	120 Months
Due	Mar 29, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 238 Clear Water St E was $1,506 with exemptions applied, down 39.2% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Montgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,386 (+5.51%) Land $58,000 Building $215,386	$273,386 (-0.03%) Land $58,000 Building $215,386
2025	$1,506.00 (-39.15%) Homeowner's exemption Senior Citizen's exemption	$259,121 (+1%) Land $58,000 Building $215,455	$273,455 (+7.42%) Land $58,000 Building $215,455
2024	$2,475.00 (+18.65%) Homeowner's exemption	$235,565 (+1%) Land $58,000 Building $196,577	$254,577 (-2.13%) Land $58,000 Building $196,577
2023	$2,086.00 Homeowner's exemption	$214,150 Land $58,000 Building $202,130	$260,130 Land $58,000 Building $202,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 238 Clear Water St E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Nearby Flood Policies	54 in force
Nearby Flood Claims	4 (2006–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 238 Clear Water St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEAR WATER COVE private · serves 645 people · EPA ID TX1700480
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clear Water St E

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