238 Carriage Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 238 Carriage Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,621 sqft · built 2000
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Mar 2025)
Tax Bill	$4,370 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0017C042000`

Property Details

APN / Parcel Number

Primary APN	`0017C042000`
Alternative APNs	`0017C042` `10014`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,621 sqft Heated Area
1st Floor Area	526 sqft
Basement Area	526 sqft
Finished Basement	526 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	205 ft deep x 100 ft wide
Garage Area	528 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Patio
Porch Area	205 sqft
Deck Area	108 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10014
Street Address	238 CARRIAGE DR
City	RINGGOLD
State	GA
Zip	30736-6203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 42 HIDDEN LAKES ESTATES
Legal Subdivision	HIDDEN LAKES ESTATES
Legal Lot Number	42
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	1
Census Block	1007
Census Tract	30403

Owner

Source: Catoosa County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	238 CARRIAGE DR, RINGGOLD, GA 30736-6203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MTG
Feb 12, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVTRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2025 · Amount on Record
Deed Sale	Mar 3, 2025 · Amount on Record
Prior Sale	Feb 9, 2018 · Amount on Record
Deed Book / Page	2371 / 688
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Recording Date	May 1, 2026
Property Address	238 CARRIAGE DR, RINGGOLD, GA 30736-6203
Document Number	0024450000000295
Book / Page	2445 / 295
Instrument Date	Apr 22, 2026
Instrument	2026295
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 CARRIAGE DR, RINGGOLD, GA 30736-6203

Mortgage

Document Number	0000000295,
Date	May 1, 2026
Book Page	2445/295
Instrument	2026295

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	238 CARRIAGE DR, RINGGOLD, GA 30736-6203
Document Number	0021030166
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	238 CARRIAGE DR RINGGOLD GA 307366203, RINGGOLD, GA 30736-6203

Mortgage

Document Number	0021030166
Date	Dec 29, 2020
Book Page	002103/000166

Lender

Name	STOCKTON MTG
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Feb 12, 2018
Property Address	238 CARRIAGE DR, RINGGOLD, GA 30736-6203
Document Number	0019190848
Book / Page	001919 / 000848
Instrument Date	Feb 9, 2018
Transaction Type	Transfer
Record Updated	Mar 1, 2018
Title Company	FIRST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	238 CARRIAGE DR RINGGOLD GA 307366203, RINGGOLD, GA 30736-6203

Mortgage

Document Number	19190850
Date	Feb 12, 2018
Book Page	001919/000850

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2048

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,370.00 (+16.07%)	$230,184 (+36.84%) Land $16,000 Building $214,184	$575,461 (+36.85%) Land $40,000 Building $535,461
2023	$3,765.00 (+19.41%)	$168,208 Land $16,000 Building $152,208	$420,520 Land $40,000 Building $380,520
2022	$3,153.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fulton Telephone Company Fiber	1,000 / 1,000

May also be available: Spectrum, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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