238 Cardinal Ave, Roscommon, MI 48653 Property Records

Roscommon County property record for 238 Cardinal Ave, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,831 sqft · built 2004
Lot Size	0.69 acres (30,056 sqft)
Owner	Company Name on Record
Tax Bill	$15,884 (2025)
Deeds & Mortgages	Feb 2021 Refinance Apr 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`004-463-023-1000`

Property Details

APN / Parcel Number

Primary APN	`004-463-023-1000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,831 sqft Building Perimeter
1st Floor Area	1,274 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	30,056 sqft (0.69 acres)
Garage Area	672 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	238 CARDINAL AVE
City	ROSCOMMON
State	MI
Zip	48653-8798
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-904 P-602 L-869 P-609 243 LOTS 23-24 & 25 - LOTS 32-33 & 34 BLK 3OLD POINT COMFORT PP: 004-463-023-0000 & 463-025-0000 (04
Legal Subdivision	OLD POINT COMFORT
Legal Block	3
Legal Lot Number	23-24
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1000
Census Tract	970500

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5085 TANGLEWOOD BLF, GRAND BLANC, MI 48439-2082
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance UNION HOME MORTGAGE
Apr 21, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 21, 2021
Transfer Doc	1176/1351
Record Updated	Sep 20, 2026

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Feb 16, 2021
Property Address	238 CARDINAL AVE, ROSCOMMON, MI 48653-8798
Document Number	1175/1473
Book / Page	1175 / 1473
Instrument Date	Jan 21, 2021
Instrument	202100001306
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5085 TANGLEWOOD BLF, GRAND BLANC, MI 48439-2082

Mortgage

Document Number	1175/1474
Date	Feb 16, 2021
Book Page	1175/1474
Instrument	202100001307

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Apr 21, 2021
Property Address	238 CARDINAL AVE, ROSCOMMON, MI 48653-8798
Document Number	1176/1351
Book / Page	1176 / 1351
Instrument Date	Jan 21, 2021
Instrument	202100003883
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5085 TANGLEWOOD BLF, GRAND BLANC, MI 48439-2082

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$601,000 (+16.2%)	$1,202,000 (+16.2%)
2025	$15,884.00	$517,200 (+25.96%)	$1,034,400 (+25.96%)
2023		$410,600	$821,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cardinal Ave

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