238 Cape Harbour Loop, Unit 103, Bradenton, FL 34212 Property Records

Manatee County property record for 238 Cape Harbour Loop, Unit 103, Bradenton, FL 34212

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,429 sqft · built 2006
Lot Size	2.19 acres (95,666 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Mar 2023)
Tax Bill	$2,817 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Dec 2021 Sale
Flood Zone	Zone X (moderate risk)
APN	`11024-0795-9`

Property Details

APN / Parcel Number

Primary APN	`11024-0795-9`
Alternative APN	`3418261102407959`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Units	9 Units
Stories	2 Stories
Building Area	1,429 sqft Living Area
Gross Area	1,555 sqft
1st Floor Area	644 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	95,666 sqft
View / Lot	Lake
Porch	Screened Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	238 CAPE HARBOUR LOOP, 103
City	BRADENTON
State	FL
Zip	34212-2123
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-MU
Legal Description	UNIT 1803 BLDG 18 THE TOWNHOMES AT LIGHTHOUSE COVE III A CONDO, LESS 1/16 INTEREST IN OIL & MINERAL RIGHTS DESC IN DB 240/45 & DB 239/369 PI#11024.0795/9
Legal Range	18E
Legal Township	34S
Legal Section	26
Legal Subdivision	THE TOWNHOMES AT LIGHTHOUSE COVE III
Legal Tract	01102402
Legal Block	18
Legal Lot Number	1803
Legal Unit	1803
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	4
Census Block	4008
Census Tract	2025

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	238 CAPE HARBOUR LOOP, 103, BRADENTON, FL 34212-2123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Dec 3, 2021	Warranty Deed, Transfer FOUNDATION TITLE AND TRUST LLC, FOUNDATION TITLE & TRUST LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2023 · Amount on Record
Deed Sale	Mar 29, 2023 · Amount on Record
Prior Sale	Dec 3, 2021 · Amount on Record
Deed Document Number	202332226
Prior Transfer Date	Jan 30, 2013
Prior Transfer Doc	0024622544
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Mar 29, 2023
Property Address	238 CAPE HARBOUR LOOP UNIT 103, 103, BRADENTON, FL 34212-2123
Document Number	0041032226
Map Reference	MB 2113 PG 6788
Instrument Date	Mar 27, 2023
Instrument	202341032226
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	HOMELIGHT SETTLEMENT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4433 CONCHFISH LN, OSPREY, FL 34229-6850

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	440 SALT MEADOW CIR UNIT 207, 207, BRADENTON, FL 34208-1789

Mortgage

Document Number	0041032227
Date	Mar 29, 2023
Instrument	202341032227

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Dec 3, 2021
Property Address	238 CAPE HARBOUR LOOP UNIT 103, 103, BRADENTON, FL 34212-2123
Document Number	0041160389
Map Reference	MB 2113 PG 6788
Instrument Date	Nov 23, 2021
Instrument	202141160389
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	FOUNDATION TITLE AND TRUST LLC, FOUNDATION TITLE & TRUST LLC

Transaction

Amount	Amount Recorded
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5706 HYDRANGEA CIR, SARASOTA, FL 34238-5150

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4433 CONCHFISH LN, OSPREY, FL 34229-6850
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,644 (-7.6%) Building $180,644	$180,644 (-7.6%) Building $180,644
2025	$2,817.00 (-12.41%)	$195,500 (-16.36%) Building $195,500	$195,500 (-16.36%) Building $195,500
2024	$3,216.00 (-14.38%)
2023	$3,756.00 (+13.23%)	$233,750 (+23.68%) Building $233,750	$233,750 (+23.68%) Building $233,750
2022	$3,317.00	$189,000 Building $189,000	$189,000 Building $189,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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