238 Aurora Ln, Tryon, NC 28782 Property Records

Polk County property record for 238 Aurora Ln, Tryon, NC 28782

Property Summary

Property Type	Other Improved
Details	3 bd · 5 ba · 1,694 sqft · built 2018
Lot Size	2.09 acres (91,476 sqft)
Owner	Individual Name on Record
Last Sale	$47,000 (Jan 2017)
Tax Bill	$4,363 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P36-179`

Property Details

APN / Parcel Number

Primary APN	`P36-179`
Alternative APN	`15976`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Building Area	1,694 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	91,476 sqft (2.09 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	15976
Street Address	238 AURORA LN
City	TRYON
State	NC
Zip	28782-3732
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT C, 0T15 THERMAL VIEW HEIGHTS
Legal Subdivision	THERMAL VIEW HEIGHTS
Legal Lot Number	C
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	2
Census Block	2004
Census Tract	920304

Owner

Source: Polk County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	238 AURORA LN, TRYON, NC 28782-3732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
Sep 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage ENTEGRA BANK
Jan 20, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2017 · Amount on Record
Deed Sale	Jan 20, 2017 · Amount on Record
Deed Document Number	0004241110
Deed Book / Page	424 / 1110
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	238 AURORA LN, TRYON, NC 28782-3732
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000457/847
Date	Mar 10, 2021
Book Page	457/847

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	238 AURORA LN, TRYON, NC 28782-3732
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00428/1735
Date	Sep 5, 2017
Book Page	428/1735
Instrument	004660820013

Lender

Name	ENTEGRA BANK
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	191 Months
Due	Aug 1, 2033

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jan 20, 2017
Property Address	238 AURORA LN, TRYON, NC 28782-3732
Document Number	00424/1110
Book / Page	424 / 1110
Instrument Date	Jan 20, 2017
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Tax	$94.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	370 BAKER RD, 370, TRYON, NC 28782-4524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 PERSIMMON CT, COLUMBUS, NC 28722-6722

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,363.00 (+15.39%)	$770,048 (+40.78%) Land $107,250 Building $662,798	$770,048 (+40.78%) Land $107,250 Building $662,798
2023	$3,781.00	$546,995 Land $69,000 Building $477,995
2021			$546,995 Land $69,000 Building $477,995

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1995–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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