238 Annapolis St E, Saint Paul, MN 55118 Property Records

Dakota County property record for 238 Annapolis St E, Saint Paul, MN 55118

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 980 sqft · built 1920
Lot Size0.102 acres (4,458 sqft)
OwnerIndividual Name on File
Last Sale$192,500 (Oct 2023)
Tax Bill$2,448 (2025)
Deeds & MortgagesNov 2023 Sale
Jan 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN42-47700-01-012

Property Details

APN / Parcel Number

Primary APN42-47700-01-012

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area980 sqft Living Area
1st Floor Area560 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1945
Construction TypeWood
Lot Area4,458 sqft (0.102 acres)
Garage TypeDetached
Garage Area304 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address238 ANNAPOLIS ST E
CitySAINT PAUL
StateMN
Zip55118-1514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMCCLUNG AND MCMURRANS ADDITION TO ST PA 1 1 LOT 1 BLK 1 EX BEG SW COR 3 30 FT NW TO SE COR LOT 1 BLK 1 KREY & STOVENS ADDITION S TO BEG
Legal SubdivisionMCCLUNG AND MCMURRANS ADDITION TO ST PA
Legal Block1
Legal Lot Number1
JurisdictionDAKOTA MN
Township / Civil DivisionWEST ST. PAUL
Census Block Group1
Census Block1004
Census Tract60101

Owner

238 Annapolis St E is owned and occupied by an individual who bought it in October 2023.

Source: Dakota County records, as of September 11, 2026

Owner of RecordIndividual Name on File
Mailing Address238 ANNAPOLIS ST E, SAINT PAUL, MN 55118-1514
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2023Warranty Deed, Transfer
TRADEMARK TITLE SERVICES INC
Jan 31, 2019Warranty Deed, Transfer · FHA Mortgage
LAKE AREA MORTGAGE
Oct 17, 2017Grant Deed, Transfer
FINANCE OF AMERICA COM'L LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2023 · Amount on File
Deed SaleOct 31, 2023 · Amount on File
Prior SaleJan 31, 2019 · Amount on File
Deed Document Number20231596090
Prior Transfer DateMay 10, 2013
Prior Transfer Doc0002953997
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAKOTA MN
Recording DateNov 7, 2023
Property Address238 ANNAPOLIS ST E, WEST SAINT PAUL, MN 55118-1514
Document Number0003609042
Instrument DateOct 31, 2023
Instrument3609042
Transaction TypeTransfer
Record UpdatedNov 17, 2023
Title CompanyTRADEMARK TITLE SERVICES INC

Transaction

AmountAmount on Record
Tax$635.25
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address238 ANNAPOLIS ST E, WEST SAINT PAUL, MN 55118-1514

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAKOTA MN
Recording DateJan 31, 2019
Property Address238 ANNAPOLIS ST E, WEST SAINT PAUL, MN 55118-1514
Document Number0003291211
Instrument DateDec 20, 2018
Instrument3291211
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyLENDSERV NATIONAL TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$408.05
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address238 ANNAPOLIS ST E, SAINT PAUL, MN 55118-1514

Mortgage

Document Number0003291212
DateJan 31, 2019
Instrument3291212
Lender
NameLAKE AREA MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2049

Mortgage

Document Number0003291213
DateJan 31, 2019
Instrument3291213
Lender
NameLAKE AREA MORTGAGE
TypeMortgage Company
AddressSAINT PAUL, MN 55126
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term360 Months
DueJan 1, 2049

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDAKOTA MN
Recording DateOct 17, 2017
Property Address238 ANNAPOLIS ST E, WEST SAINT PAUL, MN 55118-1514
Document Number0003218369
Instrument DateOct 3, 2017
Instrument3218369
Transaction TypeTransfer
Record UpdatedNov 24, 2017
Title CompanyOS NATIONAL LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address29 W 17TH ST #2ND NEW YORK NY 100115508, 2ND, NEW YORK, NY 10011-5508
InvestorPossibly a Property Investor

Mortgage

Document Number3218370
DateOct 17, 2017
Instrument3218370
Lender
NameFINANCE OF AMERICA COM'L LLC
AddressCHARLOTTE, NC
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 238 Annapolis St E was $2,448 with a homeowner's exemption, down 1.7% from the year before.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDakota County
MunicipalityWest St. Paul City
Unified School DistrictWest St. Paul-Mendota Heights-Eagan (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,448.00 (-1.69%)$198,100 (+2.96%) Land $57,500 Building $140,600$198,100 (+2.96%) Land $57,500 Building $140,600
2024$2,490.00 (+10.27%)$192,400 Land $54,400 Building $138,000$192,400 Land $54,400 Building $138,000
2023$2,258.00 Homeowner's exemption
2022$185,900 Land $57,400 Building $128,500$185,900 Land $57,400 Building $128,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 238 Annapolis St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 238 Annapolis St E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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