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238 13th St, Surf City (Beach Haven), NJ 08008 Property Records

Ocean County and Surf City Borough property record for 238 13th St, Surf City, NJ 08008

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,952 sqft · built 1997
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on Record
Last Sale$1,075,000 (Mar 2025)
Tax Bill$8,962 (2025)
Deeds & MortgagesNov 2020 Line of Credit
Flood ZoneZone AE (high risk)
APN32-00075-0000-00016

Property Details

APN / Parcel Number

Primary APN32-00075-0000-00016
Alternative APN
  • 320007500016

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,952 sqft Living Area
Gross Area3,168 sqft
Basement Area1,216 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleRaised Ranch
Construction TypeFrame
Roof MaterialAsbestos
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address238 13TH ST
CitySURF CITY
StateNJ
Zip08008-6465
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description50X100
Legal SubdivisionCOTTAGE LT ASSOCIATION #1
Legal Block75
Legal Lot Number16
JurisdictionOCEAN NJ
Township / Civil DivisionSURF CITY
Census Block Group5
Census Block5019
Census Tract739000

Owner

Source: Ocean County and Surf City Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address238 13TH ST, SURF CITY, NJ 08008-6465
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 19, 2025 · Amount on Record
Deed SaleMar 19, 2025 · Amount on Record
Prior SaleJun 29, 1998 · Amount on Record
Deed Document Number202520081
Deed Book / Page19956 / 1584
Prior Transfer DateMar 5, 2025
Prior Transfer Doc0199561584
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address238 13TH ST, SURF CITY, NJ 08008-6465
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0181491202
DateNov 10, 2020
Book Page18149/1202
Instrument2020132675
Lender
NameOCEANFIRST BANK
TypeBank
AddressTOMS RIVER, NJ 08753
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 2, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Ocean County and Surf City Borough assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
MunicipalitySurf City Borough
Elementary School DistrictLong Beach Island School District (KG - 06)
Secondary School DistrictSouthern Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$840,700 (-) Land $425,000 Building $415,700$840,700 (-) Land $425,000 Building $415,700
2025$8,962.00 (+2.21%)$840,700 (-) Land $425,000 Building $415,700$840,700 (-) Land $425,000 Building $415,700
2024$8,768.00 (+6.43%)
2023$840,700 Land $425,000 Building $415,700$840,700 Land $425,000 Building $415,700
2022$8,238.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 252 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies254 units insured
incl. 2 condo units
Nearby Flood Claims356 (1979–2021)
Most Recent ClaimNov 2021 · other causes
Claims by Event
  • Hurricane Sandy, Nov 2012 · 277 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 39 claims
  • Coastal Storms & Flooding, Mar 1984 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSURF CITY WATER DEPT
serves 10,000 people · EPA ID NJ1531001
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting69
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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