23785 Coventry Dr, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 23785 Coventry Dr, Leonardtown, MD 20650

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,296 sqft · built 2013
Lot Size	0.278 acres (12,118 sqft)
Owner	2 Individual Names on File
Last Sale	$502,900 (Jul 2019)
Tax Bill	$6,313 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-178114`

Property Details

APN / Parcel Number

Primary APN	`03-178114`
Alternative APN	`178114`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,296 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,118 sqft (0.278 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	178114
Street Address	23785 COVENTRY DR
City	LEONARDTOWN
State	MD
Zip	20650-5881
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 326 PHASE 5B LEONARD'S GRANT
Legal Subdivision	LEONARDS GRANT PH 5B
Legal Phase	5B
Legal Lot Number	326
Jurisdiction	ST MARY'S MD
Township / Civil Division	3, LEONARDTOWN
Census Block Group	1
Census Block	1012
Census Tract	875502

Owner

23785 Coventry Dr is owned and occupied by two individuals who bought it in July 2019.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23785 COVENTRY DR, LEONARDTOWN, MD 20650-5881
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST HOME MORTGAGE CORP
Jul 18, 2019	Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP
Aug 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2019 · Amount on File
Deed Sale	Jul 18, 2019 · Amount on File
Prior Sale	Nov 18, 2013 · Amount on File
Deed Book / Page	5118 / 390
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	23785 COVENTRY DR, LEONARDTOWN, MD 20650-5881
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	BAY COUNTY SETTLEMENTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054660426
Date	Sep 17, 2020
Book Page	5466/426

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Jul 18, 2019
Property Address	23785 COVENTRY DR, LEONARDTOWN, MD 20650-5881
Document Number	0051180390
Book / Page	5118 / 390
Map Reference	MB 70 PL 45
Instrument Date	Jun 21, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	BAY COUNTY SETTLEMENTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,986.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0005118398
Date	Jul 18, 2019
Instrument	5118/398

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST MARY'S MD
Recording Date	Aug 23, 2017
Property Address	23785 COVENTRY DR, LEONARDTOWN, MD 20650-5881
Document Number	0047090487
Book / Page	004709 / 000487
Instrument Date	Aug 8, 2017
Transaction Type	Transfer
Record Updated	Dec 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	23600 N MONTAGUE DR LEONARDTOWN MD 206505865, LEONARDTOWN, MD 20650-5865

Tax Assessment & Valuation

The 2025 property tax bill for 23785 Coventry Dr was $6,313 with a homeowner's exemption.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Municipality	Leonardtown Town
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$585,533	$652,600 Land $112,800 Building $539,800
2025	$6,313.00 Homeowner's exemption
2023	$5,649.00 Homeowner's exemption	$500,333	$552,000 Land $107,200 Building $444,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23785 Coventry Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2020)
Most Recent Claim	Aug 2020 · Tropical Storm Isaias
Claims by Event	Tropical Storm Isaias, Aug 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23785 Coventry Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LEONARDTOWN serves 5,000 people · EPA ID MD0180006
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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