2378 East St, Hernando, MS 38632 Property Records

DeSoto County property record for 2378 East St, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	2 bd · 2,806 sqft · built 1930
Lot Size	0.489 acres (21,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$374,100 (Jan 2022)
Tax Bill	$1,664 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-08-6-13-00-1-00059-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-6-13-00-1-00059-00`

Interior

Bedrooms	2 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,806 sqft Adjusted Area
1st Floor Area	1,889 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	21,314 sqft (0.489 acres)
Lot Dimensions	170 ft deep x 135 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Deck Area	440 sqft
Gazebo	100 sqft

Location & Zoning

Street Address	2378 EAST ST
City	HERNANDO
State	MS
Zip	38632-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Description	13-3-8 LOT 305 & PT. LOT 308 HERNANDO INC
Legal Range	008
Legal Township	03S
Legal Section	13
Legal Subdivision	HERNANDO INC
Legal Lot Number	305,308
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1069
Census Tract	71122

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hernando North Side Historic District listed 2001 · 18 contributing resources · NRIS 01000916

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2378 EAST ST, HERNANDO, MS 38632-1801
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Deed of Trust, Mortgage · FHA Mortgage BANCORPSOUTH BANK
Jan 20, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2022 · Amount on Record
Deed Sale	Jan 20, 2022 · Amount on Record
Prior Sale	Sep 18, 2008 · Amount on Record
Deed Book / Page	985 / 420
Prior Transfer Date	Oct 28, 2010
Prior Transfer Doc	000645/763
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2378 EAST ST, HERNANDO, MS 38632-1801
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23478 EAST ST, HERNANDO, MS 38632

Mortgage

Document Number	005049/221
Date	Sep 24, 2020
Book Page	5049/221

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 20, 2022
Property Address	2378 EAST ST, HERNANDO, MS 38632-1801
Document Number	000985/420
Book / Page	985 / 420
Map Reference	MB 593 PG 632
Instrument Date	Jan 18, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	REALITY TITLE, REALTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	270 S SHEA RD, 270, COLLIERVILLE, TN 38017-4565

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2378 EAST ST, HERNANDO, MS 38632-1801

Mortgage

Document Number	0005448236
Date	Jan 20, 2022
Instrument	5448/236

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,664.00 (+14.05%)	$16,861 (+32.94%) Land $2,343 Building $14,518	$168,613 (+32.94%) Land $23,433 Building $145,180
2023	$1,459.00	$12,683	$126,830 Land $23,433 Building $103,397

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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