Trempealeau County property record for 23778 Washington St, Independence, WI 54747
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.123 acres (5,396 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Feb 2019) |
| Tax Bill | $4,778 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Feb 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 241-00302-0000 |
| Primary APN | 241-00302-0000 |
|---|
| Lot Area | 5,396 sqft (0.123 acres) |
|---|
| Street Address | 23778 WASHINGTON ST |
|---|---|
| City | INDEPENDENCE |
| State | WI |
| Zip | 54747-8039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL PLATLOTS 3-4-5 BLK 3 |
| Legal Block | 3 |
| Legal Lot Number | 3-5 |
| Jurisdiction | TREMPEALEAU WI |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 100300 |
23778 Washington St is owned and occupied by two individuals who bought it in February 2019.
Source: Trempealeau County records, as of June 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23778 WASHINGTON ST, INDEPENDENCE, WI 54747-8039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage BMO BANK NA |
| Feb 11, 2019 | Deed of Trust, Mortgage · Unknown WISCONSIN HOUSING AND ECONOMIC DEVELOPME |
| Jan 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU |
| Feb 11, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage LEADERONE FINANCIAL |
| May 25, 2017 | Correction Deed |
| Jan 6, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2019 · Amount on File |
| Deed Sale | Feb 11, 2019 · Amount on File |
| Prior Sale | Dec 26, 2012 · Amount on File |
| Deed Document Number | 2019453937 |
| Deed Book / Page | 1108 / 319 |
| Prior Transfer Date | May 19, 2017 |
| Prior Transfer Doc | 001067/431 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TREMPEALEAU WI |
| Property Address | 23778 WASHINGTON ST, INDEPENDENCE, WI 54747-8039 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000489234 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 489234 |
| Name | BMO BANK NA |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Oct 29, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TREMPEALEAU WI |
| Property Address | 23778 WASHINGTON ST, INDEPENDENCE, WI 54747-8039 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001108/330 |
|---|---|
| Date | Feb 11, 2019 |
| Book Page | 1108/330 |
| Instrument | 453939 |
| Name | WISCONSIN HOUSING AND ECONOMIC DEVELOPME |
|---|
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TREMPEALEAU WI |
| Property Address | 23778 WASHINGTON ST, INDEPENDENCE, WI 54747-8039 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001057/777 |
|---|---|
| Date | Jan 9, 2017 |
| Book Page | 1057/777 |
| Instrument | 443935 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Address | EAU CLAIRE, WI 54703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TREMPEALEAU WI |
| Recording Date | Feb 11, 2019 |
| Property Address | 23778 WASHINGTON ST, INDEPENDENCE, WI 54747-8039 |
| Document Number | 001108/319 |
| Book / Page | 1108 / 319 |
| Instrument Date | Feb 5, 2019 |
| Instrument | 453937 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000453938 |
|---|---|
| Date | Feb 11, 2019 |
| Instrument | 453938 |
| Name | LEADERONE FINANCIAL |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 001108/319 |
|---|---|
| Date | Feb 11, 2019 |
| Book Page | 1108/319 |
| Instrument | 453937 |
| Name | LEADERONE FINANCIAL |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | TREMPEALEAU WI |
| Recording Date | May 25, 2017 |
| Property Address | 23778 WASHINGTON ST, INDEPENDENCE, WI 54747-8039 |
| Document Number | 001067/431 |
| Book / Page | 1067 / 431 |
| Instrument Date | May 19, 2017 |
| Instrument | 445761 |
| Record Updated | Jul 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | TREMPEALEAU WI |
| Recording Date | Jan 6, 2017 |
| Property Address | 23778 WASHINGTON ST, INDEPENDENCE, WI 54747-8039 |
| Document Number | 001057/723 |
| Book / Page | 1057 / 723 |
| Instrument Date | Dec 28, 2016 |
| Instrument | 443923 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 23778 Washington St was $4,778 with a homeowner's exemption.
Source: Trempealeau County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Trempealeau County |
| Municipality | Independence City |
| Unified School District | Independence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,778.00 Homeowner's exemption | $235,100 Land $9,500 Building $225,600 | $252,541 (+6.29%) Land $10,204 Building $242,337 |
| 2024 | $237,600 (+9.8%) | ||
| 2023 | $4,250.00 Homeowner's exemption | $167,100 Land $7,100 Building $160,000 | $216,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23778 Washington St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 12, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 16 (1986–2019) |
| Claims Outside the SFHA | 4 of 16 |
| Most Recent Claim | Mar 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 23778 Washington St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATERWORKS serves 1,500 people · EPA ID WI6620276 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tri-County Communications Cooperative Fiber | 1,000 / 1,000 |
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