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23778 Pebble Pointe Ln, Estero (Bonita Springs), FL 34135 Property Records

Lee County property record for 23778 Pebble Pointe Ln, Estero, FL 34135

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,730 sqft · built 2015
Lot Size0.197 acres (8,581 sqft)
Owner2 Individual Names on File
Last Sale$745,000 (Sep 2025)
Tax Bill$4,902 (2025)
Deeds & MortgagesFeb 2024 Second Mortgage
Sep 2025 Sale & Mortgage
+ 3 more
Flood ZoneZone AH (high risk)
APN11-47-25-E3-34000.0870

Property Details

APN / Parcel Number

Primary APN11-47-25-E3-34000.0870
Alternative APNs
  • 251147E3340000870
  • 10567929

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,730 sqft Living Area
Gross Area3,574 sqft
1st Floor Area1,850 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area8,581 sqft (0.197 acres)
Garage TypeAttached
Garage Area530 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area392 sqft
PorchFlorida Room
Porch Area314 sqft
Patio Area488 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10567929
Street Address23778 PEBBLE POINTE LN
CityESTERO
StateFL
Zip34135-8547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDP
Legal DescriptionPEBBLE POINTE AS DESC IN INST# 2014000191524 LOT 87
Legal Range25E
Legal Township47S
Legal Section11
Legal SubdivisionPEBBLE POINT
Legal TractE3
Legal Block2
Legal Lot Number87
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group2
Census Block2003
Census Tract50315

Owner

Source: Lee County records · APN 11-47-25-E3-34000.0870

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address23778 PEBBLE POINTE LN, ESTERO, FL 34135-8547
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 06, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 25, 2025Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Sep 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC
Aug 26, 2019Deed of Trust, Mortgage · Conventional with PMI
PENNYMAC
Dec 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
US SENATE FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 25, 2025 · Amount on Record
Deed SaleSep 25, 2025 · Amount on Record
Prior SaleDec 17, 2015 · Amount on Record
Deed Document Number2025255986
Record UpdatedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address23778 PEBBLE POINTE LN, ESTERO, FL 34135-8547
Transaction TypeMortgage
Record UpdatedOct 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address23778 PEBBLE POINTE LN, ESTERO, FL 34135-8547

Mortgage

Document Number0000033727
DateFeb 06, 2024
Instrument2024000033727
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2039

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateSep 25, 2025
Property Address23778 PEBBLE POINTE LN, ESTERO, FL 34135-8547
Document Number0000255986
Map ReferenceDOC 2014000191524
Instrument DateSep 17, 2025
Instrument2025000255986
Transaction TypeTransfer
Record UpdatedOct 14, 2025
Title CompanyATTORNEYS KEY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,215.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address254 SAPPHIRE LN, STREETSBORO, OH 44241-4131

Transferred To (Grantee/Buyer)

NameVerified Name
Address23778 PEBBLE POINTE LN, ESTERO, FL 34135-8547

Mortgage

Document Number0000255987
DateSep 25, 2025
Instrument2025000255987
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address23778 PEBBLE POINTE LN, ESTERO, FL 34135-8547
Document Number0000223364
Instrument DateSep 08, 2020
Transaction TypeMortgage
Record UpdatedOct 02, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address23778 PEBBLE POINTE LN ESTERO FL 341358547, ESTERO, FL 34135-8547

Mortgage

Document Number0000223364
DateSep 18, 2020
Instrument223364
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 17, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address23778 PEBBLE POINTE LN, ESTERO, FL 34135-8547
Document Number0000231128
Instrument DateAug 26, 2019
Transaction TypeMortgage
Record UpdatedOct 22, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address23778 PEBBLE POINTE LN ESTERO FL 341358547, ESTERO, FL 34135-8547

Mortgage

Document Number0000231128
DateOct 04, 2019
Instrument231128
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 03, 2049

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address23778 PEBBLE POINTE LN, ESTERO, FL 34135-8547
Document Number0000004383
Instrument DateDec 22, 2017
Transaction TypeMortgage
Record UpdatedFeb 14, 2018
Title CompanyACCURATE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address23778 PEBBLE POINTE LN ESTERO FL 341358547, ESTERO, FL 34135-8547

Mortgage

Document Number0000004383
DateJan 05, 2018
Instrument4383
Lender
NameUS SENATE FCU
TypeCredit Union
AddressALEXANDRIA, VA 22314
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 04, 2033

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,902.00 (+3.81%) Homeowner's exemption$388,547 (+2.9%)$624,660 (-12.76%) Land $222,870 Building $401,790
2024$4,722.00 (+2.94%) Homeowner's exemption$377,597 (+3%)$716,025 (+9.84%) Land $621,803 Building $94,222
2023$4,587.00 (-0.2%) Homeowner's exemption$366,599 (+3%)$651,897 (+34.89%) Land $558,149 Building $93,748
2022$4,596.00 Homeowner's exemption$355,921$483,283 Land $302,242 Building $181,041

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 23, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 205 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies205 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022 · Hurricane Ian

Wildfire

Wildfire RiskHigh
above 82% of the US · above 72% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
TPC ACC Acquisition
Fiber · Cable in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Lumen Technologies, Orlando Telephone Company.

Based on FCC filings for 224 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBONITA SPRINGS UTILITIES
serves 76,033 people
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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