23777 Cedar Rdg Dr, Romulus, MI 48174 Property Records

Wayne County property record for 23777 Cedar Rdg Dr, Romulus, MI 48174

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,029 sqft · built 1978
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$195,000 (Sep 2021)
Tax Bill$4,736 (2025)
Deeds & MortgagesOct 2025 Mortgage
Dec 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN70 009 01 0054 002

Property Details

APN / Parcel Number

Primary APN70 009 01 0054 002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,029 sqft Living Area
1st Floor Area1,029 sqft
Basement Area1,029 sqft
Finished Basement1,029 sqft
Unfinished Basement1,029 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeGable
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions110 ft deep x 58.7 ft wide
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area34 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address23777 CEDAR RIDGE DR
CityROMULUS
StateMI
Zip48174-9307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal Description04F54B T4S LOT 54 EXC ELY 12FT THEREOF CEDAR RIDGE SUB T4S R10E L96 P92 TO 94 WCR
Legal SubdivisionCEDAR RIDGE
Legal Lot Number54
JurisdictionWAYNE MI
Township / Civil DivisionBROWNSTOWN
Census Block Group1
Census Block1022
Census Tract591501

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address23777 CEDAR RIDGE DR, ROMULUS, MI 48174-9307
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2025Deed of Trust, Mortgage · FHA Mortgage
ESSEX MORTGAGE
Dec 5, 2023Deed of Trust, Mortgage · FHA Mortgage
ESSEX MORTGAGE
Sep 21, 2021Warranty Deed, Transfer · FHA Mortgage
EVERETT FINANCIAL INC
Jan 8, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 2, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOMEWARD RESID'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2021 · Amount on Record
Deed SaleSep 21, 2021 · Amount on Record
Deed Document Number2021347992
Deed Book / Page57048 / 205
Prior Transfer DateDec 22, 2020
Prior Transfer Doc0563460090
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address23777 CEDAR RIDGE DR, BROWNSTOWN, MI 48174-9307
Transaction TypeMortgage
Record UpdatedJan 16, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address23777 CEDAR RIDGE DR, BROWNSTOWN, MI 48174-9307

Mortgage

Document Number0598300971
DateOct 7, 2025
Book Page59830/971
Instrument2025283138
Lender
NameESSEX MORTGAGE
TypeMortgage Company
AddressOCALA, FL 34475
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term311 Months
DueSep 1, 2051

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address23777 CEDAR RIDGE DR, BROWNSTOWN, MI 48174-9307
Transaction TypeMortgage
Record UpdatedDec 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address23777 CEDAR RIDGE DR, BROWNSTOWN, MI 48174-9307

Mortgage

Document Number0585821231
DateDec 5, 2023
Book Page58582/1231
Instrument2023295883
Lender
NameESSEX MORTGAGE
TypeMortgage Company
AddressOCALA, FL 34471
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term333 Months
DueSep 1, 2051

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateSep 21, 2021
Property Address23777 CEDAR RIDGE DR, BROWNSTOWN, MI 48174-9307
Document Number0570480205
Book / Page57048 / 205
Map ReferenceLB 96 PG 92-94
Instrument DateAug 24, 2021
Instrument2021347992
Transaction TypeTransfer
Record UpdatedOct 13, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,677.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address23777 CEDAR RIDGE DR, 23777, BROWNSTOWN, MI 48174-9307

Transferred To (Grantee/Buyer)

NameVerified Name
Address23777 CEDAR RIDGE DR, BROWNSTOWN, MI 48174-9307

Mortgage

Document Number57048207
DateSep 21, 2021
Instrument57048/207
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

Mortgage

Document Number0570480215
DateSep 21, 2021
Book Page57048/215
Instrument2021347994
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueSep 1, 2031

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWAYNE MI
Recording DateJan 8, 2021
Property Address23777 CEDAR RIDGE DR, BROWNSTOWN, MI 48174-9307
Document Number0563460090
Book / Page056346 / 000090
Instrument DateDec 22, 2020
Instrument30413
Transaction TypeTransfer
Record UpdatedMar 12, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23777 CEDAR RIDGE DR BROWNSTOWN MI 481749307, BROWNSTOWN, MI 48174-9307

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWAYNE MI
Recording DateNov 2, 2020
Property Address23777 CEDAR RIDGE DR, BROWNSTOWN, MI 48174-9307
Document Number0560961445
Book / Page056096 / 001445
Instrument DateSep 25, 2020
Instrument288289
Transaction TypeTransfer
Record UpdatedJan 22, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23777 CEDAR RIDGE DR BROWNSTOWN MI 481749307, BROWNSTOWN, MI 48174-9307

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address23777 CEDAR RIDGE DR, BROWNSTOWN, MI 48174-9307
Document Number0540081265
Book / Page054008 / 001265
Instrument DateOct 10, 2017
Transaction TypeMortgage
Record UpdatedNov 13, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address23777 CEDAR RIDGE DR BROWNSTOWN MI 481749307, BROWNSTOWN, MI 48174-9307

Mortgage

Document Number0540081265
DateOct 17, 2017
Book Page054008/001265
Instrument332027
Lender
NameHOMEWARD RESID'L
AddressADDISON, TX 75001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 16, 2047

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
County SubdivisionBrownstown Charter Township
Unified School DistrictWoodhaven-Brownstown School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$105,800 (+11.6%)$211,600 (+11.6%)
2025$4,736.00 (+185.3%) Homeowner's exemption$94,800 (+8.47%)$189,600 (+8.47%)
2023$87,400$174,800
2021$1,660.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROWNSTOWN TOWNSHIP
serves 33,194 people · EPA ID MI0000940
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJul 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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