23775 Moonglow Ct, Ramona, CA 92065 Property Records

San Diego County property record for 23775 Moonglow Ct, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,615 sqft · built 2000
Lot Size0.53 acres (23,087 sqft)
Owner2 Individual Names on Record
Last Sale$55,000 (Dec 1998)
Tax Bill$5,860 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN288-669-23-00

Property Details

APN / Parcel Number

Primary APN288-669-23-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,615 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area23,087 sqft (0.53 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address23775 MOONGLOW CT
CityRAMONA
StateCA
Zip92065-4517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 197 TR 008031
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract008031
Legal Block2
Legal Lot Number197
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2001
Census Tract20811

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23775 MOONGLOW CT, RAMONA, CA 92065-4517
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 31, 2017Deed of Trust, Mortgage · Line of Credit
NORTH ISLAND FINANCIAL CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 1998 · Amount on Record
Deed SaleDec 21, 1998 · Amount on Record
Prior SaleOct 5, 1987 · Amount on Record
Deed Document Number1998833426
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address23775 MOONGLOW CT, RAMONA, CA 92065-4517
Transaction TypeMortgage
Record UpdatedJun 11, 2021
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address23775 MOONGLOW CT, RAMONA, CA 92065-4517

Mortgage

Document Number0000411344
DateJun 2, 2021
Instrument2021-0411344
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 1, 2031

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address23775 MOONGLOW CT, RAMONA, CA 92065-4517
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048606
DateJan 31, 2017
Instrument2017-0048606
Lender
NameNORTH ISLAND FINANCIAL CU
TypeCredit Union
AddressSAN DIEGO, CA 92186
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 30, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$474,626 (+2%) Land $109,604 Building $365,022
2025$5,860.00 (+7.21%) Homeowner's exemption$465,320 (+4.04%) Land $107,455 Building $357,865
2023$5,466.00 (+10.89%) Homeowner's exemption$447,254 Land $103,284 Building $343,970
2022$4,929.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 99.3% of the US · above 95% of California
Wildfire Likelihood4% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100

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