23764 2nd St, Fairhope, AL 36532 Property Records

Baldwin County property record for 23764 2nd St, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,592 sqft · built 1998
Lot Size	0.482 acres (21,000 sqft)
Owner	Individual Name on File
Last Sale	$724,000 (May 2023)
Tax Bill	$2,251 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-09-32-0-000-039.002`

Property Details

APN / Parcel Number

Primary APN	`43-09-32-0-000-039.002`
Alternative APNs	`229821` `215495` `528447`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,592 sqft Heated Area
1st Floor Area	1,728 sqft
Upper Floors Area	1,728 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	210 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	528447
Street Address	23764 2ND ST
City	FAIRHOPE
State	AL
Zip	36532-3402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100' X 210' BEG AT THE NW COR OF LOT 2 BLK 13 VILLAGE OF MONTROSE RUN TH NE 210', SE 100', SW 210', NW 100' TO POB SEC 32-T5S
Legal Subdivision	MONTROSE VILLAGE
Legal Block	13
Legal Lot Number	2
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	3
Census Block	3058
Census Tract	10800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Montrose Historic District listed 1976 · 15 contributing resources · NRIS 76000310

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

23764 2nd St is owned and occupied by an individual who bought it in May 2023.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	23764 2ND ST, FAIRHOPE, AL 36532-3402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Dec 26, 2016	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2023 · Amount on File
Deed Sale	May 17, 2023 · Amount on File
Deed Document Number	20232064043
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	May 17, 2023
Property Address	23764 2ND ST, FAIRHOPE, AL 36532-3402
Document Number	0002064043
Instrument Date	May 15, 2023
Instrument	2064043
Transaction Type	Transfer
Record Updated	May 31, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23764 2ND ST, FAIRHOPE, AL 36532-3402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23764 2ND ST, FAIRHOPE, AL 36532-3402

Mortgage

Document Number	0002064044
Date	May 17, 2023
Instrument	2064044

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	23764 2ND ST, FAIRHOPE, AL 36532-3402
Document Number	0001615078
Instrument Date	Dec 26, 2016
Transaction Type	Mortgage
Record Updated	Feb 2, 2017
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	23764 2ND ST FAIRHOPE AL 365323402, FAIRHOPE, AL 36532-3402

Mortgage

Document Number	0001615078
Date	Jan 27, 2017
Instrument	1615078

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 26, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 23764 2nd St was $2,251 with a homeowner's exemption, up 7.1% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,251.00 (+7.14%) Homeowner's exemption
2025	$2,101.00	$69,240 Land $21,180 Building $48,060	$692,300 Land $211,800 Building $480,500
2023	$1,481.00 (+29.23%) Homeowner's exemption	$49,240 (+28.1%)	$492,300 (+28.1%) Land $182,800 Building $309,500
2022	$1,146.00 (+6.11%) Homeowner's exemption	$38,440	$384,300 Land $163,800 Building $220,500
2021	$1,080.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23764 2nd St in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 units insured incl. 2 condo units
Nearby Flood Claims	31 (1979–2017)
Claims Outside the SFHA	14 of 31
Most Recent Claim	Jun 2017 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 4 claims Hurricane Katrina, Aug 2005 · 3 claims Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23764 2nd St is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 75% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people · EPA ID AL0000029
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures