2376 Lancaster Rd, Richmond, KY 40475 Property Records

Madison County property record for 2376 Lancaster Rd, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,148 sqft
Lot Size	1.39 acres (60,618 sqft)
Owner	2 Individual Names on File
Last Sale	$354,000 (Jul 2020)
Tax Bill	$3,583 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0044-0000-0004-R`

Property Details

APN / Parcel Number

Primary APN	`0044-0000-0004-R`
Alternative APNs	`131675` `94519` `61483`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,148 sqft Living Area
1st Floor Area	3,148 sqft
Basement Area	3,149 sqft
Finished Basement	3,149 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	60,618 sqft (1.39 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	356 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	61483
Street Address	2376 LANCASTER RD
City	RICHMOND
State	KY
Zip	40475-9650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FINCASTLE LOT 1
Legal Subdivision	FINCASTLE
Legal Lot Number	1
Jurisdiction	MADISON KY
Township / Civil Division	KIRKSVILLE
Census Block Group	2
Census Block	2027
Census Tract	10802

Owner

2376 Lancaster Rd is owned and occupied by two individuals who bought it in July 2020.

Source: Madison County records, as of December 12, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2376 LANCASTER RD, RICHMOND, KY 40475-9650
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 19, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2020 · Amount on File
Deed Sale	Jul 24, 2020 · Amount on File
Prior Sale	Dec 28, 2005 · Amount on File
Deed Document Number	202014016552
Deed Book / Page	791 / 217
Prior Transfer Date	Dec 18, 2019
Prior Transfer Doc	D00782/465
Record Updated	Jun 8, 2026

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jul 24, 2020
Property Address	2376 LANCASTER RD, RICHMOND, KY 40475-9650
Document Number	D00791/217
Book / Page	D00791 / 217
Map Reference	CAB 10 SL 159
Instrument Date	Jul 17, 2020
Instrument	2014016552
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$354.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2456 LANCASTER RD, 2456, CLEVELAND, OH 44125

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2376 LANCASTER RD, RICHMOND, KY 40475-9650

Mortgage

Document Number	2014016553
Date	Jul 24, 2020
Instrument	2014016553

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Dec 19, 2019
Property Address	2376 LANCASTER RD, RICHMOND, KY 40475-9650
Document Number	D00782/465
Book / Page	D00782 / 465
Map Reference	CAB 10 SL 159
Instrument Date	Dec 18, 2019
Instrument	2014004188
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	630 KIRKSVILLE RD, 630, RICHMOND, KY 40475-9721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2376 LANCASTER RD, RICHMOND, KY 40475-9650

Tax Assessment & Valuation

The 2025 property tax bill for 2376 Lancaster Rd was $3,583.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,583.00	$380,000	$380,000
2023	$3,433.00	$354,000	$354,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2376 Lancaster Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2015–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2376 Lancaster Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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