23757 Merl Rd, Greentop, MO 63546 Property Records

Adair County property record for 23757 Merl Rd, Greentop, MO 63546

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 3,526 sqft · built 1940
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,671 (2025)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-04.0-20-000-00-10.003`

Property Details

APN / Parcel Number

Primary APN	`03-04.0-20-000-00-10.003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,526 sqft Living Area
Basement Area	728 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Deck Area	484 sqft
Utility Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	23757 MERL RD
City	GREENTOP
State	MO
Zip	63546-2629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 AC IN SE1/4 SE1/4 SEC 20 BEING 425' EAST & WEST AND 200' NORTH & SOUTH - ADAIR COUNTY MO. S20-T64-R15
Legal Subdivision	EST
Jurisdiction	ADAIR MO
Township / Civil Division	POLK
Census Block Group	1
Census Block	1019
Census Tract	950100

Owner

Source: Adair County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23757 MERL RD, GREENTOP, MO 63546-2629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2016
Deed Sale	May 20, 2016
Deed Document Number	0001029988
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR MO
Property Address	23757 MERL RD, GREENTOP, MO 63546-2629
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1070/240
Date	Jan 8, 2019
Book Page	1070/240
Instrument	201900000056

Lender

Name	PUTNAM COUNTY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 20, 2019

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Adair County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Adair County
Unified School District	Kirksville R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,671.00 (+14.85%)	$30,970 (-18.97%) Land $2,830 Building $28,140	$170,840 (-16.41%) Land $14,920 Building $155,920
2023	$1,455.00	$38,220 Land $2,580 Building $35,640	$204,370 (-) Land $13,570 Building $190,800
2022			$204,370 Land $13,570 Building $190,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 79% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAIR COUNTY PWSD 1 serves 7,500 people · EPA ID MO2024000
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mark Twain Communications Company Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Merl Rd

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