2375 Viste Pt, Ely, MN 55731 Property Records

St. Louis County property record for 2375 Viste Pt, Ely, MN 55731

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 1.75 ba · 1,488 sqft · built 1997
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (Apr 2026)
Tax Bill	$14,640 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`465-0040-05142`

Property Details

APN / Parcel Number

Primary APN	`465-0040-05142`
Alternative APNs	`1196193` `1173239` `528527`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,488 sqft Gross Area
1st Floor Area	1,488 sqft
Basement Area	740 sqft
Finished Basement	740 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	261,360 sqft (6 acres)
Garage Area	1,784 sqft

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Deck Area	64 sqft
Patio Area	202 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1196193
Street Address	2375 VISTE PT
City	ELY
State	MN
Zip	55731-8085
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RES
Legal Description	PART OF G.L. 3 LYING S & W OF THE FOLLOWING DESCRIBED LINE BEG AT SW COR OF G.L.3 THENCE E ALONG S LINE 150 FT TO PT OFBEG
Legal Range	13W
Legal Township	63N
Legal Section	32
Legal Subdivision	MORSE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	MORSE
Census Block Group	2
Census Block	2054
Census Tract	15401

Owner

2375 Viste Pt, a residential property, is owned and occupied by two individuals who bought it in April 2026.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2375 VISTE PT, ELY, MN 55731-8085
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2026 · Amount on File
Deed Sale	Apr 24, 2026 · Amount on File
Deed Document Number	20261531440
Prior Transfer Date	Feb 2, 2021
Prior Transfer Doc	0001489473
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 24, 2026
Property Address	2375 VISTE PT, ELY, MN 55731-8085
Document Number	0001531440
Instrument Date	Apr 1, 2026
Instrument	20261531440
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299,970.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2375 VISTE PT, ELY, MN 55731-8085

Mortgage

Document Number	0001531441,
Date	Apr 24, 2026
Instrument	20261531441

Lender

Name	BANK TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 2375 Viste Pt was $14,640, up 36.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Morse Township
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,640.00 (+36.26%)
2025	$10,744.00 (+5.64%) Homeowner's exemption	$1,358,100 (+28.23%) Land $876,300 Building $481,800	$1,358,100 (+28.23%) Land $876,300 Building $481,800
2024	$10,170.00	$1,059,100 Land $658,200 Building $400,900	$1,059,100 Land $658,200 Building $400,900
2022		$843,700 Land $528,100 Building $315,600	$843,700 Land $528,100 Building $315,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2375 Viste Pt in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2375 Viste Pt is moderate, ranking above 65% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 86% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Treehouse Broadband Fixed Wireless	800 / 800
Starlink Satellite	280 / 30
Frontier DSL	10 / 1