2375 Nicholas Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 2375 Nicholas Dr, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,272 sqft · built 1997
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Sep 2026)
Tax Bill	$3,827 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`390218-153182-0000`

Property Details

APN / Parcel Number

Primary APN	`390218-153182-0000`
Alternative APNs	`108662` `93041`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,272 sqft Living Area
Gross Area	1,672 sqft
1st Floor Area	1,272 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding Sheathing
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	93041
Street Address	2375 NICHOLAS DR
City	FERNDALE
State	WA
Zip	98248-8771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS8.5
Legal Description	RYANS GLEN LOT 12
Legal Range	02
Legal Township	39
Legal Section	18
Legal Subdivision	RYANS GLEN
Legal Block	1
Legal Lot Number	12
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1015
Census Tract	10505

Owner

2375 Nicholas Dr is owned and occupied by two individuals who bought it in September 2026.

Source: Whatcom County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2375 NICHOLAS DR, FERNDALE, WA 98248-8771
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2026 · Amount on File
Deed Sale	Sep 10, 2026 · Amount on File
Deed Document Number	2026885
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 10, 2026
Property Address	2375 NICHOLAS DR, FERNDALE, WA 98248-8771
Document Number	0000000885
Instrument Date	Sep 9, 2026
Instrument	2026885
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792,345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2375 NICHOLAS DR, FERNDALE, WA 98248-8771

Mortgage

Document Number	0000000886,
Date	Sep 10, 2026
Instrument	202609886

Lender

Name	WHATCOM EDUCATIONAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 2375 Nicholas Dr was $3,827, up 10.7% from the year before.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,827.00 (+10.67%)
2025	$3,458.00	$462,220 Land $224,070 Building $238,150	$462,220 Land $224,070 Building $238,150
2022		$332,437 Land $121,719 Building $210,718	$332,437 Land $121,719 Building $210,718
2021	$2,477.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2375 Nicholas Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2375 Nicholas Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Ziply Fiber.

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