2375 la Cresta Rd, El Cajon, CA 92021 Property Records

San Diego County property record for 2375 la Cresta Rd, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,011 sqft · built 1979
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Individual Names on File
Last Sale	$694,000 (Nov 2017)
Tax Bill	$9,306 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`508-050-11-00`

Property Details

APN / Parcel Number

Primary APN	`508-050-11-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,011 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	89,298 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2375 LA CRESTA RD
City	EL CAJON
State	CA
Zip	92021-3750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	BLK 38 LOT 2 /EXC RS 435/ 2.61 AC PAR AS PER ROS 3580 IN TR 000355
Legal Subdivision	RANCHO EL CAJON
Legal Tract	000355
Legal Block	38
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1022
Census Tract	16403

Owner

2375 la Cresta Rd is owned and occupied by two individuals who bought it in November 2017.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2375 LA CRESTA RD, EL CAJON, CA 92021-3750
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Nov 3, 2017	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2017 · Amount on File
Deed Sale	Nov 3, 2017 · Amount on File
Prior Sale	Sep 23, 1999 · Amount on File
Deed Document Number	2017516532
Prior Transfer Date	May 27, 2003
Prior Transfer Doc	0000635075
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2375 LA CRESTA RD, EL CAJON, CA 92021-3750
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2375 LA CRESTA RD, EL CAJON, CA 92021-3750

Mortgage

Document Number	0000628740
Date	Oct 16, 2020
Instrument	2020-0628740

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 3, 2017
Property Address	2375 LA CRESTA RD, EL CAJON, CA 92021-3750
Document Number	0000516532
Instrument Date	Sep 5, 2017
Instrument	516532
Transaction Type	Transfer
Record Updated	Nov 8, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$763.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2375 LA CRESTA RD EL CAJON CA 920213750, EL CAJON, CA 92021-3750

Mortgage

Document Number	516533
Date	Nov 3, 2017
Instrument	516533

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2375 la Cresta Rd was $9,306.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$805,440 (+2%) Land $348,173 Building $457,267
2025	$9,306.00	$789,648 Land $341,347 Building $448,301
2023	$9,123.00 (+1.58%)	$758,987 Land $328,093 Building $430,894
2022	$8,981.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2375 la Cresta Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2375 la Cresta Rd is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 57% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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