23744 Moonglow Ct, Ramona, CA 92065 Property Records

San Diego County property record for 23744 Moonglow Ct, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,060 sqft · built 1988
Lot Size	0.458 acres (19,950 sqft)
Owner	2 Individual Names on File
Last Sale	$760,000 (May 2021)
Tax Bill	$9,638 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`288-669-12-00`

Property Details

APN / Parcel Number

Primary APN	`288-669-12-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,060 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Lot Area	19,950 sqft (0.458 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	23744 MOONGLOW CT
City	RAMONA
State	CA
Zip	92065-4518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 208 TR 008031
Legal Subdivision	COUNTRY CLUB V
Legal Tract	008031
Legal Block	2
Legal Lot Number	208
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2001
Census Tract	20811

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	23744 MOONGLOW CT, RAMONA, CA 92065-4518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Grant Deed, Transfer · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
May 4, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
May 9, 2018	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 19, 2021 · Amount on Record
Deed Sale	May 19, 2021 · Amount on Record
Prior Sale	May 9, 2018 · Amount on Record
Deed Document Number	2021381752
Prior Transfer Date	Oct 10, 2014
Prior Transfer Doc	0000441058
Record Updated	Sep 20, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 19, 2021
Property Address	23744 MOONGLOW CT, RAMONA, CA 92065-4518
Document Number	0000381752
Map Reference	MAP 8031
Instrument Date	Apr 22, 2021
Instrument	2021-0381752
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	23744 MOONGLOW CT, RAMONA, CA 92065-4518

Mortgage

Document Number	0000381753
Date	May 19, 2021
Instrument	2021-0381753

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	23744 MOONGLOW CT, RAMONA, CA 92065-4518
Document Number	0000346514
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5250 NE SEE FOREVER LN POULSBO WA 983708854, POULSBO, WA 98370-8854

Mortgage

Document Number	0000346514
Date	Jul 1, 2020
Instrument	346514

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jun 30, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 9, 2018
Property Address	23744 MOONGLOW CT, RAMONA, CA 92065-4518
Document Number	0000187299
Instrument Date	Apr 10, 2018
Instrument	187299
Transaction Type	Transfer
Record Updated	May 21, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$709.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23744 MOONGLOW CT RAMONA CA 920654518, RAMONA, CA 92065-4518

Mortgage

Document Number	187300
Date	May 9, 2018
Instrument	187300

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, CA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$839,097 (+2%) Land $305,221 Building $533,876
2025	$9,638.00 (+5.21%) Homeowner's exemption	$822,645 (+4.04%) Land $299,237 Building $523,408
2023	$9,161.00 (-0.7%)	$790,703 Land $287,618 Building $503,085
2022	$9,226.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97% of the US · above 86% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: San Diego Broadband.

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