23741 Howard St, Covelo, CA 95428 Property Records

Mendocino County property record for 23741 Howard St, Covelo, CA 95428

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,112 sqft · built 1944
Lot Size	0.292 acres (12,708 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Nov 2021)
Tax Bill	$3,807 (2025)
Deeds & Mortgages	Dec 2021 Transfer Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`033-190-84`

Property Details

APN / Parcel Number

Primary APN	`033-190-84`
Alternative APN	`033-190-84-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,112 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Construction Type	Wood
Lot Area	12,708 sqft (0.292 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	033-190-84
Street Address	23741 HOWARD ST
City	COVELO
State	CA
Zip	95428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	3
Legal Lot Number	84
Jurisdiction	MENDOCINO CA
Township / Civil Division	COVELO
Census Block Group	3
Census Block	3033
Census Tract	10100

Owner

23741 Howard St is owned by an individual who acquired it in November 2021.

Source: Mendocino County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 780, COVELO, CA 95428-0780
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Intrafamily Transfer, Transfer
Nov 3, 2021	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Sep 8, 2017	Grant Deed, Transfer · Conventional Mortgage ALEMAN CRYSTAL REA
Feb 1, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2021 · Amount on File
Deed Sale	Nov 3, 2021 · Amount on File
Prior Sale	Sep 8, 2017 · Amount on File
Deed Document Number	202116463
Last Transfer Date	Nov 17, 2021
Transfer Doc	0000017680
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MENDOCINO CA
Recording Date	Dec 3, 2021
Property Address	23741 HOWARD ST, COVELO, CA 95428
Document Number	0000017680
Instrument Date	Nov 17, 2021
Instrument	2021-17680
Transaction Type	Transfer
Record Updated	Dec 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23741 HOWARD ST, COVELO, CA 95428

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MENDOCINO CA
Recording Date	Nov 3, 2021
Property Address	23741 HOWARD ST, COVELO, CA 95428
Document Number	0000016463
Instrument Date	Oct 30, 2021
Instrument	2021-16463
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	REDWOOD EMPIRE TITLE COMPANY/MENDOC, REDWOOD EMPIRE TTL CO OF MEN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	23741 HOWARD ST, COVELO, CA 95428

Mortgage

Document Number	0000016464
Date	Nov 3, 2021
Instrument	2021-16464

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MENDOCINO CA
Recording Date	Sep 8, 2017
Property Address	23741 HOWARD ST, COVELO, CA 95428
Document Number	0000011963
Instrument Date	Aug 28, 2017
Instrument	11963
Transaction Type	Transfer
Record Updated	Oct 3, 2017
Title Company	REDWOOD EMPIRE TITLE COMPANY, REDWOOD EMPIRE TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 762 COVELO CA 954280762, COVELO, CA 95428-0762

Mortgage

Document Number	11964
Date	Sep 8, 2017
Instrument	11964

Lender

Name	ALEMAN CRYSTAL REA
Address	PO BOX 1096, COVELO, CA 95428-1096

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MENDOCINO CA
Recording Date	Feb 1, 2017
Property Address	23741 HOWARD ST, COVELO, CA 95428
Document Number	0000001723
Instrument Date	Jan 18, 2017
Instrument	1723
Transaction Type	Transfer
Record Updated	Feb 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 1096 COVELO CA 954281096, COVELO, CA 95428-1096

Tax Assessment & Valuation

The 2025 property tax bill for 23741 Howard St was $3,807.

Source: Mendocino County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	California
County	Mendocino County
Unified School District	Round Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$351,786 (+2%) Land $160,580 Building $191,206
2025	$3,807.00	$344,889 Land $157,432 Building $187,457
2023	$5,045.00	$331,500 Land $142,800 Building $188,700
2020	$3,883.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 23741 Howard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23741 Howard St is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Howard St

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