Putnam County property record for 23740 Rd K22, Cloverdale, OH 45827 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,500 sqft · built 1979 |
| Lot Size | 0.811 acres (35,327 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,632 (2025) |
| Deeds & Mortgages | Jun 2012 Mortgage Jan 2006 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-026160.0100 |
| Primary APN | 40-026160.0100 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,500 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 35,327 sqft (0.811 acres) |
| Shed | 1 Shed |
| Shed Area | 96 sqft Shed |
| Stable | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Private |
| Street Address | 23740 ROAD K22 |
|---|---|
| City | CLOVERDALE |
| State | OH |
| Zip | 45827-9734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1N 5E 29 SWPT E NW |
| Legal Range | 5E |
| Legal Township | 1N |
| Legal Section | 29 |
| Jurisdiction | PUTNAM OH |
| Township / Civil Division | PERRY |
| Census Block Group | 3 |
| Census Block | 3088 |
| Census Tract | 30200 |
Source: Putnam County records · APN 40-026160.0100
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23740 ROAD K22, CLOVERDALE, OH 45827-9734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2012 | Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO |
| Jan 24, 2006 | Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF THE MIDWEST |
| Jun 10, 2010 | Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF THE MIDWEST |
| Jun 29, 2012 | Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO |
| Jun 20, 2024 | Transfer on Death Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 23740 ROAD K22, CLOVERDALE, OH 45827-9734 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00639/0465 |
|---|---|
| Date | Jun 25, 2012 |
| Book Page | 639/0465 |
| Instrument | 201200003715 |
| Name | THE STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 23740 ROAD K22, CLOVERDALE, OH 45827-9734 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00565/0831 |
|---|---|
| Date | Jan 24, 2006 |
| Book Page | 565/0831 |
| Instrument | 200600000352 |
| Name | FIRST FEDERAL BANK OF THE MIDWEST |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 23740 ROAD K22, CLOVERDALE, OH 45827-9734 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00615/0151 |
|---|---|
| Date | Jun 10, 2010 |
| Book Page | 615/0151 |
| Instrument | 201000002455 |
| Name | FIRST FEDERAL BANK OF THE MIDWEST |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jun 30, 2015 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 23740 ROAD K22, CLOVERDALE, OH 45827-9734 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00639/0953 |
|---|---|
| Date | Jun 29, 2012 |
| Book Page | 639/0953 |
| Instrument | 201200003824 |
| Name | THE STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | OAKWOOD, OH 45873 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 24, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | PUTNAM OH |
| Recording Date | Jun 20, 2024 |
| Property Address | 23740 ROAD K22, CLOVERDALE, OH 45827-9734 |
| Document Number | 00766/1733 |
| Book / Page | 766 / 1733 |
| Map Reference | VOL 32 PG 196 |
| Instrument Date | Jun 17, 2024 |
| Instrument | 202400002097 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 23740 ROAD K22, CLOVERDALE, OH 45827-9734 |
Source: Putnam County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Putnam County |
| County Subdivision | Perry Township |
| Unified School District | Ottoville Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,632.00 (+2.45%) Homeowner's exemption | $50,010 (+0.14%) Land $3,820 Building $46,190 | $142,880 (+0.14%) Land $10,910 Building $131,970 |
| 2024 | $1,593.00 (+0.06%) Homeowner's exemption | $49,940 (+35.67%) Land $3,820 Building $46,120 | |
| 2023 | $1,592.00 (+14.2%) Homeowner's exemption Additional exemption filed | $36,810 (-) Land $3,000 Building $33,810 | $142,680 (+35.67%) Land $10,910 Building $131,770 |
| 2022 | $1,394.00 | $36,810 Land $3,000 Building $33,810 | |
| 2020 | $105,170 Land $8,570 Building $96,600 |
Source: FEMA National Flood Hazard Layer, Putnam County (39137C), updated December 1, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures