2374 Gerald St, Napa, CA 94559 Property Records

Napa County property record for 2374 Gerald St, Napa, CA 94559

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,083 sqft · built 1955
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$659,000 (Feb 2024)
Tax Bill	$8,472 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`043-233-011-000`

Property Details

APN / Parcel Number

Primary APN	`043-233-011-000`
Alternative APNs	`043-233-011` `04323311`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,083 sqft Living Area
Gross Area	1,506 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	423 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	043-233-011
Street Address	2374 GERALD ST
City	NAPA
State	CA
Zip	94559-4630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5
Legal Description	LOT 166 GREEN MEADOWS 6R/M17 CC&R 460/404,482/538
Legal Subdivision	GREEN MEADOWS SUBD
Legal Lot Number	166
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	3
Census Block	3009
Census Tract	200802

Owner

2374 Gerald St is owned and occupied by an individual who bought it in February 2024.

Source: Napa County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2374 GERALD ST, NAPA, CA 94559-4630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Feb 9, 2024	Grant Deed, Transfer · Conventional Mortgage ALAMEDA MORTGAGE CORP
Aug 7, 2023	Deed of Trust, Mortgage · Commercial Mortgage MARTIN WONG SOLE AND SEPARATE PROPERTY T

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2024 · Amount on File
Deed Sale	Feb 9, 2024 · Amount on File
Deed Document Number	20241791
Prior Transfer Date	Nov 24, 2009
Prior Transfer Doc	0000031362
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Recording Date	Jun 29, 2026
Property Address	2374 GERALD ST, NAPA, CA 94559-4630
Document Number	0000009397
Instrument Date	Jun 18, 2026
Instrument	20269397
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2374 GERALD ST, NAPA, CA 94559-4630

Mortgage

Document Number	0000009397,
Date	Jun 29, 2026
Instrument	20269397

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Feb 9, 2024
Property Address	2374 GERALD ST, NAPA, CA 94559-4630
Document Number	0000001791
Map Reference	MB 6 PG 17&18
Instrument Date	Feb 1, 2024
Instrument	2024-0001791
Transaction Type	Transfer
Record Updated	Feb 19, 2024
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2374 GERALD ST, NAPA, CA 94559-4630

Mortgage

Document Number	0000001792
Date	Feb 9, 2024
Instrument	2024-0001792

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	2374 GERALD ST, NAPA, CA 94559-4630
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2374 GERALD ST, NAPA, CA 94559-4630

Mortgage

Document Number	0000011503
Date	Aug 7, 2023
Instrument	2023-0011503

Lender

Name	MARTIN WONG SOLE AND SEPARATE PROPERTY T
Type	Private Party
Address	PO BOX 4284, NAPA, CA 94558

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2374 Gerald St was $8,472 with a homeowner's exemption, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,472.00 (+2.15%) Homeowner's exemption	$685,622 (+2%) Land $308,998 Building $376,624	$685,622 (+2%) Land $308,998 Building $376,624
2025	$8,294.00 Homeowner's exemption	$672,180 Land $302,940 Building $369,240	$672,180 Land $302,940 Building $369,240
2023	$3,598.00 (+1.24%) Homeowner's exemption	$259,173 Land $161,452 Building $97,721
2022	$3,554.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2374 Gerald St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1983–1995)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2374 Gerald St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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