23733 Solitude Dr, Henderson, MD 21640 Property Records

Caroline County property record for 23733 Solitude Dr, Henderson, MD 21640

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,545 sqft · built 1999
Lot Size	13.1 acres (571,507 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,900 (May 2020)
Tax Bill	$3,987 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage May 2019 Sale & Line of Credit
Flood Zone	Zone A (high risk)
APN	`02-030551`

Property Details

APN / Parcel Number

Primary APN	`02-030551`
Alternative APNs	`2030551` `030551`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,545 sqft Total Area
1st Floor Area	1,548 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	571,507 sqft (13.1 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	030551
Street Address	23733 SOLITUDE DR
City	HENDERSON
State	MD
Zip	21640-1253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	13.12 AC L-23 SEC 2 W/S BRIDGETOWN RT 312 WESTBRIDGE PHASE 2
Legal Subdivision	WESTBRIDGE
Legal Phase	2
Legal Lot Number	23
Jurisdiction	CAROLINE MD
Township / Civil Division	2, GREENSBORO
Census Block Group	1
Census Block	1022
Census Tract	955100

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23733 SOLITUDE DR, HENDERSON, MD 21640-1253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Grant Deed, Transfer · Conventional Mortgage CHURCHILL MTG
May 10, 2019	Grant Deed, Transfer · Line of Credit QUEENSTOWN BK/MD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2020 · Amount on Record
Deed Sale	May 28, 2020 · Amount on Record
Prior Sale	May 10, 2019 · Amount on Record
Deed Book / Page	1417 / 84
Prior Transfer Date	Dec 2, 2008
Prior Transfer Doc	0008380681
Record Updated	Oct 29, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAROLINE MD
Recording Date	May 28, 2020
Property Address	23733 SOLITUDE DR, HENDERSON, MD 21640-1253
Document Number	0014170084
Book / Page	001417 / 000084
Instrument Date	May 15, 2020
Transaction Type	Transfer
Record Updated	Jul 10, 2020
Title Company	CHARTER TITLE CORPORATION, CHARTER TITLE CORP.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23733 SOLITUDE DR HENDERSON MD 216401253, HENDERSON, MD 21640-1253

Mortgage

Document Number	14170091
Date	May 28, 2020
Book Page	001417/000091

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAROLINE MD
Recording Date	May 10, 2019
Property Address	23733 SOLITUDE DR, HENDERSON, MD 21640-1253
Document Number	0013560409
Book / Page	001356 / 000409
Instrument Date	May 10, 2019
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	BRILLIANT TITLE CORPORATION, BRILLIANT TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	615 ELL DOWNES RD HENDERSON MD 216401222, HENDERSON, MD 21640-1222

Mortgage

Document Number	13560416
Date	May 10, 2019
Book Page	001356/000416

Lender

Name	QUEENSTOWN BK/MD
Type	Bank
Address	QUEENSTOWN, MD 21658

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,987.00 (+1.89%) Homeowner's exemption	$360,933 (+3.85%)	$374,300 (-) Land $145,000 Building $229,300
2025	$3,913.00 (+3.88%) Homeowner's exemption	$347,567 (+7%)	$374,300 (+12%) Land $145,000 Building $229,300
2024	$3,767.00 (+6.2%)
2023	$3,547.00 Homeowner's exemption	$324,833	$334,200 Land $145,000 Building $189,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1999–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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