2373 Surf Rd, Panacea, FL 32346 Property Records

Wakulla County property record for 2373 Surf Rd, Panacea, FL 32346

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1996
Lot Size	0.448 acres (19,515 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,732 (2025)
Deeds & Mortgages	Mar 2026 Transfer
Flood Zone	Zone VE (high risk)
APN	`02-6S-02W-033-03649-000`

Property Details

APN / Parcel Number

Primary APN	`02-6S-02W-033-03649-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	4,628 sqft
1st Floor Area	1,400 sqft
Utility Area	132 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	19,515 sqft (0.448 acres)
Lot Dimensions	244 ft deep x 80 ft wide
View / Lot	River
Garage Type	Carport
Garage Area	1,056 sqft
Carport	Carport
Carport Area	1,056 sqft
Driveway	Driveway

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	888 sqft
Deck Area	60 sqft
Patio Area	924 sqft
Boat Access	Boat Access
Boat House	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2373 SURF RD
City	PANACEA
State	FL
Zip	32346-2639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TARPON SHORES SUB UNIT 1 LOT 32 OR 32 P 452 & OR 237 P 357
Legal Range	02W
Legal Township	06S
Legal Section	02
Legal Subdivision	TARPON SHORES UT I
Legal Lot Number	32
Legal Unit	1
Jurisdiction	WAKULLA FL
Township / Civil Division	WEST WAKULLA
Census Block Group	2
Census Block	2058
Census Tract	10102

Owner

Source: Wakulla County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2373 SURF RD, PANACEA, FL 32346-2639
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 17, 2026
Transfer Doc	0000451862
Record Updated	Jun 8, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAKULLA FL
Recording Date	Mar 18, 2026
Property Address	2373 SURF RD, PANACEA, FL 32346-2639
Document Number	0000451862
Book / Page	1453 / 296
Map Reference	MB 1 PG 45
Instrument Date	Mar 17, 2026
Instrument	451862
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2373 SURF RD, PANACEA, FL 32346-2639

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	520 RIVER OAKS DR, OSTEEN, FL 32764-9774

Tax Assessment & Valuation

Source: Wakulla County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Wakulla County
Unified School District	Wakulla County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,732.00 (+4.16%) Homeowner's exemption	$209,275 (+2.9%)	$354,885 (+9.62%) Land $132,000 Building $222,885
2024	$2,623.00 (+1.79%) Homeowner's exemption	$203,377 (+2.13%)	$323,745 (+17.34%) Land $132,000 Building $191,745
2023	$2,577.00 (+4.37%) Homeowner's exemption	$199,136 (+3%)	$275,895 (+9.08%) Land $80,000 Building $195,895
2022	$2,469.00 Homeowner's exemption	$193,336	$252,935 Land $80,000 Building $172,935

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	19.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 73 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	101 units insured incl. 28 condo units
Nearby Flood Claims	15 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 11 claims Hurricane Hermine, Sep 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Surf Rd

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