23728 Harrison St, Lowell, IN 46356 Property Records

Lake County property record for 23728 Harrison St, Lowell, IN 46356

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,338 sqft · built 1925
Lot Size	0.551 acres (24,000 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Sep 2021)
Tax Bill	$2,565 (2024)
Deeds & Mortgages	Sep 2021 Second Mortgage Jun 2022 Transfer + 3 more
Flood Zone	Zone AE (high risk)
APN	`002-02-03-0139-0006`

Property Details

APN / Parcel Number

Primary APN	`002-02-03-0139-0006`
Alternative APNs	`45-24-33-128-012.000-007` `020301390006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,338 sqft Living Area
Gross Area	3,442 sqft
1st Floor Area	1,169 sqft
Basement Area	1,104 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1985
Construction Type	Frame
Roof Material	Asphalt
Lot Area	24,000 sqft (0.551 acres)
Lot Dimensions	160 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	391 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	23728 HARRISON ST
City	LOWELL
State	IN
Zip	46356-9203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHELBY BL.51 LOTS 4,5,6 & E.1/2 OF VAC. ADJ. ALLEY
Legal Subdivision	SHELBY
Legal Block	51
Legal Lot Number	4,5,6
Jurisdiction	LAKE IN
Township / Civil Division	CEDAR CREEK
Census Block Group	2
Census Block	2090
Census Tract	43405

Owner

23728 Harrison St is owned and occupied by two individuals who acquired it in May 2022.

Source: Lake County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	23728 HARRISON ST, LOWELL, IN 46356-9203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT
Jun 3, 2022	Intrafamily Transfer, Transfer
Sep 10, 2021	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Jul 19, 2017	Warranty Deed, Transfer NOT AVAILABLE
Jul 19, 2017	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2021 · Amount on File
Deed Sale	Sep 10, 2021 · Amount on File
Prior Sale	Jul 19, 2017
Deed Document Number	2021527131
Last Transfer Date	May 27, 2022
Transfer Doc	0000018167
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	23728 HARRISON ST, LOWELL, IN 46356-9203
Transaction Type	Mortgage
Record Updated	Feb 20, 2023
Title Company	CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23728 HARRISON ST, LOWELL, IN 46356-9203

Mortgage

Document Number	0000027133
Date	Sep 10, 2021
Instrument	2021-527133

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	LOWELL, IN 46356

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	35 Months
Due	Aug 17, 2024

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Jun 3, 2022
Property Address	23728 HARRISON ST, LOWELL, IN 46356-9203
Document Number	0000018167
Map Reference	MB 2 PG 7
Instrument Date	May 25, 2022
Instrument	2022-018167
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23728 HARRISON ST, LOWELL, IN 46356-9203

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Sep 10, 2021
Property Address	23728 HARRISON ST, LOWELL, IN 46356-9203
Document Number	0000027131
Instrument Date	Aug 17, 2021
Instrument	2021-527131
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23728 HARRISON ST, LOWELL, IN 46356-9203

Mortgage

Document Number	0000027132
Date	Sep 10, 2021
Instrument	2021-527132

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 19, 2017
Property Address	23728 HARRISON ST, LOWELL, IN 46356-9203
Document Number	0000044804
Instrument Date	Jul 19, 2017
Instrument	44804
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	23102 PIERCE ST SHELBY IN 46377, SHELBY, IN 46377

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 19, 2017
Property Address	23728 HARRISON ST, LOWELL, IN 46356-9203
Document Number	0000044804
Instrument Date	Jul 19, 2017
Instrument	44804
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	23102 PIERCE ST SHELBY IN 46377, SHELBY, IN 46377

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Cedar Creek Township
Unified School District	Tri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$170,400 Land $33,200 Building $137,200	$170,400 Land $33,200 Building $137,200
2024	$2,565.00
2023		$156,700 (+3.5%) Land $33,200 Building $123,500	$156,700 (+3.5%) Land $33,200 Building $123,500
2022	$1,346.00	$151,400 Land $30,900 Building $120,500	$151,400 Land $30,900 Building $120,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23728 Harrison St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 58 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	7 (2008–2018)
Most Recent Claim	Feb 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23728 Harrison St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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