23725 E Hwy 32, Fair Play, MO 65649 Property Records

Cedar County property record for 23725 E Hwy 32, Fair Play, MO 65649

Property Summary

Property Type	Rural Home
Details	2 ba · 1,302 sqft · built 1976
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Sep 2013)
Tax Bill	$954 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-0.7-35-000-000-007.00`

Property Details

APN / Parcel Number

Primary APN	`08-0.7-35-000-000-007.00`
Alternative APNs	`1719` `1341`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,302 sqft Living Area
1st Floor Area	1,302 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
Garage Area	575 sqft
Parking Spaces	7 Parking Spaces
Deck Area	Deck Area
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1341
Street Address	23725 E HIGHWAY 32
City	FAIR PLAY
State	MO
Zip	65649-7252
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BEG SE COR SE4 SW4 N 800' W 515' SW 800' E 576' T O PO
Legal Range	25
Legal Township	34
Legal Section	35
Jurisdiction	CEDAR MO
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2084
Census Tract	870101

Owner

Source: Cedar County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23725 E HIGHWAY 32, FAIR PLAY, MO 65649-7252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage FCS FINANCIAL FLCA
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 16, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREAT SOUTHERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2013 · Amount on Record
Deed Sale	Sep 13, 2013 · Amount on Record
Deed Book / Page	2013 / 2097
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR MO
Recording Date	Oct 7, 2026
Property Address	23725 E HIGHWAY 32, FAIR PLAY, MO 65649-7252
Document Number	2026002206
Book / Page	2026 / 2206
Instrument Date	Oct 7, 2026
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	928 E DADE 68, DADEVILLE, MO 65635-8112

Mortgage

Document Number	2026002206,
Date	Oct 7, 2026
Book Page	2026/2206

Lender

Name	FCS FINANCIAL FLCA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR MO
Property Address	23725 E HIGHWAY 32, FAIR PLAY, MO 65649-7252
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23725 E HIGHWAY 32, FAIR PLAY, MO 65649-7252

Mortgage

Document Number	2021/2683
Date	Oct 26, 2021
Book Page	2021/2683

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR MO
Property Address	23725 E HIGHWAY 32, FAIR PLAY, MO 65649-7252
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/2473
Date	Oct 31, 2017
Book Page	2017/2473

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2032

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR MO
Property Address	23725 E HIGHWAY 32, FAIR PLAY, MO 65649-7252
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/0094
Date	Jan 16, 2019
Book Page	2019/0094

Lender

Name	GREAT SOUTHERN BANK
Type	Bank
Address	SPRINGFIELD, MO 65801

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Dec 28, 2028

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cedar County
Unified School District	Stockton R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,450 (-) Land $1,100 Building $20,350
2025	$954.00	$21,450 (+11.66%) Land $1,100 Building $20,350	$125,850 (+10.38%) Land $6,240 Building $119,610
2023		$19,210	$114,020 Land $5,580 Building $108,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 87% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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