23720 Oak St, Dearborn, MI 48128 Property Records

Wayne County property record for 23720 Oak St, Dearborn, MI 48128

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 987 sqft · built 1951
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Jun 2022)
Tax Bill	$4,822 (2025)
Deeds & Mortgages	Feb 2024 Transfer Feb 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-161-22-006`

Property Details

APN / Parcel Number

Primary APN	`82-09-161-22-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	987 sqft Living Area
1st Floor Area	975 sqft
Basement Area	975 sqft
Unfinished Basement	975 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Brick
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	128 ft deep x 40 ft wide
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	23720 OAK ST
City	DEARBORN
State	MI
Zip	48128-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 172 ASSESSORS DEARBORN PLAT NO 2
Legal Subdivision	ASSRS DBN
Legal Lot Number	172
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2030
Census Tract	574600

Owner

23720 Oak St is owned and occupied by two individuals who acquired it in February 2024.

Source: Wayne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23720 OAK ST, DEARBORN, MI 48128-2201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Intrafamily Transfer, Transfer
Feb 14, 2024	Intrafamily Transfer, Transfer
Jun 1, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 16, 2022	Warranty Deed, Transfer
Feb 17, 2021	Warranty Deed, Transfer TITLE SENSE INC, TITLE ONE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2022 · Amount on File
Deed Sale	Jun 16, 2022 · Amount on File
Prior Sale	Feb 17, 2021 · Amount on File
Deed Document Number	2022213000
Deed Book / Page	57692 / 161
Last Transfer Date	Feb 12, 2024
Transfer Doc	0688820173
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Feb 13, 2024
Property Address	23720 OAK ST, DEARBORN, MI 48128-2201
Document Number	0586790850
Book / Page	58679 / 850
Map Reference	LB 69 PG 43
Instrument Date	Feb 12, 2024
Instrument	2024031018
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23720 OAK ST, DEARBORN, MI 48128-2201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23720 OAK ST, DEARBORN, MI 48128-2201

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Feb 14, 2024
Property Address	23720 OAK ST, DEARBORN, MI 48128-2201
Document Number	0688820173
Book / Page	68882 / 173
Map Reference	LB 69 PG 43
Instrument Date	Feb 12, 2024
Instrument	2024032388
Transaction Type	Transfer
Record Updated	Mar 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23720 OAK ST, DEARBORN, MI 48128-2201

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	23720 OAK ST, DEARBORN, MI 48128-2201

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	23720 OAK ST, DEARBORN, MI 48128-2201
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 NIGHTINGALE ST, DEARBORN, MI 48128-1528

Mortgage

Document Number	0576600327
Date	Jun 1, 2022
Book Page	57660/327
Instrument	2022199050

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jun 16, 2022
Property Address	23720 OAK ST, DEARBORN, MI 48128-2201
Document Number	0576920161
Book / Page	57692 / 161
Map Reference	LB 69 PG 43
Instrument Date	May 13, 2022
Instrument	2022213000
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount on Record
Tax	$1,537.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23720 OAK ST, 23720, DEARBORN, MI 48128-2201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 NIGHTINGALE ST, DEARBORN, MI 48128-1528

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Feb 17, 2021
Property Address	23720 OAK ST, DEARBORN, MI 48128-2201
Document Number	0564360040
Book / Page	56436 / 40
Map Reference	LB 69 PG 43
Instrument Date	Jan 15, 2021
Instrument	2021059384
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	TITLE SENSE INC, TITLE ONE INC

Transaction

Amount	Amount on Record
Tax	$1,204.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23720 OAK ST, DEARBORN, MI 48128-2201

Tax Assessment & Valuation

The 2025 property tax bill for 23720 Oak St was $4,822 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,000 (+5.31%)	$250,000 (+5.31%)
2025	$4,822.00 Homeowner's exemption	$118,700	$237,400
2023		$86,700	$173,400
2019	$3,422.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23720 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23720 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 865 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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