2372 Waterfall Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 2372 Waterfall Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,876 sqft · built 1993
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Jul 2022)
Tax Bill	$3,192 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5210-1400-0030`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5210-1400-0030`
Alternative APNs	`01452966` `1452966`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,876 sqft Living Area
1st Floor Area	1,876 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	268 sqft
Patio Area	40 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01452966
Street Address	2372 WATERFALL DR
City	SPRING HILL
State	FL
Zip	34608-4645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 21 BLK 1400 LOT 3 ORB 1219 PG 86 ORB 1510 PG 1819
Legal Range	17E
Legal Township	23S
Legal Section	23
Legal Subdivision	SPRING HILL UNIT 21
Legal Block	1400
Legal Lot Number	3
Legal Unit	21
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2024
Census Tract	41104

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2372 WATERFALL DR, SPRING HILL, FL 34608-4645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 22, 2020	Grant Deed, Transfer STEEL CITY TITLE INC, STEEL CTY TITLE INC
Jun 29, 2018	Warranty Deed, Transfer · Conventional with PMI CORTEZ INVS GRP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2022 · Amount on Record
Deed Sale	Jul 19, 2022 · Amount on Record
Prior Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	2022055100
Deed Book / Page	4198 / 291
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 19, 2022
Property Address	2372 WATERFALL DR, SPRING HILL, FL 34608-4645
Document Number	0041980291
Book / Page	4198 / 291
Map Reference	MB 9 PG 81-96
Instrument Date	Jul 18, 2022
Instrument	2022055100
Transaction Type	Transfer
Record Updated	Oct 6, 2022
Title Company	HOME/LAND TITLE INC, HOMELAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2372 WATERFALL DR, 2372, SPRING HILL, FL 34608-4645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 CLEARFIELD AVE, SPRING HILL, FL 34606-6313

Mortgage

Document Number	0004198292
Date	Jul 19, 2022
Instrument	4198/292

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 22, 2020
Property Address	2372 WATERFALL DR, SPRING HILL, FL 34608-4645
Document Number	0038900675
Book / Page	003890 / 000675
Instrument Date	Sep 16, 2020
Instrument	58341
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	STEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

Amount	Amount Recorded
Tax	$133.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9416 CAMDEN FIELD PKWY RIVERVIEW FL 335780519, RIVERVIEW, FL 33578-0519
Investor	Possibly a Property Investor

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 29, 2018
Property Address	2372 WATERFALL DR, SPRING HILL, FL 34608-4645
Document Number	0035990371
Book / Page	003599 / 000371
Instrument Date	Jun 29, 2018
Instrument	40206
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	HOME/LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2372 WATERFALL DR SPRING HILL FL 346084645, SPRING HILL, FL 34608-4645

Mortgage

Document Number	35990372
Date	Jun 29, 2018
Book Page	003599/000372
Instrument	40207

Lender

Name	CORTEZ INVS GRP INC
Address	412 S MAIN ST, BROOKSVILLE, FL 34601-3340

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jun 28, 2038

Interest

Rate	7%

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,192.00 (-0.87%) Additional exemption filed	$263,042 (+4.53%) Land $36,100 Building $226,942	$263,042 (+4.53%) Land $36,100 Building $226,942
2023		$251,641 Land $34,218 Building $217,423
2022	$3,220.00		$251,641 Land $30,875 Building $220,766

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Hotwire Communications, Verizon.

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